| Weiss Ratings |
The Northern State Bank of Gonvick
Gonvick, MN |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.20 | |||
| Profitability Index | 7.10 | |||
| Stability Index | 7.00 | |||
| Company Info |
The Northern State Bank of Gonvick
Gonvick, MN |
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| FDIC Number | 10187 | |||
| Phone Number | (218) 487-5244 | |||
| Website | www.nsbgonvick.com | |||
| Asset Quality |
The Northern State Bank of Gonvick
Gonvick, MN |
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| 1-Year Asset Growth | 0.59% | |||
| 5-Year Asset Growth | 6.66% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.27% | |||
| Non-Performing Loans to Capital | 2.20% | |||
| Non-Performing Loans to Loans | 0.71% | |||
| Balance Sheet |
The Northern State Bank of Gonvick
Gonvick, MN |
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| Total Assets | 50.57M | |||
| Total Deposits | 42.29M | |||
| Capital and Reserves |
The Northern State Bank of Gonvick
Gonvick, MN |
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| Capital | 8.10M | |||
| Leverage Ratio | 15.75 | |||
| Loan Loss Reserves to Loans | 3.03% | |||
| Risk-Based Capital Ratio | 47.46 | |||
| Liquidity |
The Northern State Bank of Gonvick
Gonvick, MN |
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| Hot Money Ratio | 8.64% | |||
| Liquidity Ratio | 60.86% | |||
| Profitability |
The Northern State Bank of Gonvick
Gonvick, MN |
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| 5-Year Return on Average Assets | 1.24% | |||
| Net Income | 411.00K | |||
| Net Interest Spread | 3.13% | |||
| Operating Profit to Average Assets | 1.68% | |||
| Overhead Efficiency Ratio | 46.63% | |||
| Return on Assets | 1.56% | |||
| Return on Equity | 10.28% | |||