| Weiss Ratings |
The Northern State Bank of Gonvick
Gonvick, MN |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.20 | |||
| Profitability Index | 4.70 | |||
| Stability Index | 7.90 | |||
| Company Info |
The Northern State Bank of Gonvick
Gonvick, MN |
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| FDIC Number | 10187 | |||
| Phone Number | (218) 487-5244 | |||
| Website | www.nsbgonvick.com | |||
| Asset Quality |
The Northern State Bank of Gonvick
Gonvick, MN |
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| 1-Year Asset Growth | 1.26% | |||
| 5-Year Asset Growth | 7.69% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | -0.05% | |||
| Non-Performing Assets to Assets | 0.29% | |||
| Non-Performing Loans to Capital | 2.48% | |||
| Non-Performing Loans to Loans | 0.79% | |||
| Balance Sheet |
The Northern State Bank of Gonvick
Gonvick, MN |
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| Total Assets | 48.08M | |||
| Total Deposits | 39.51M | |||
| Capital and Reserves |
The Northern State Bank of Gonvick
Gonvick, MN |
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| Capital | 8.38M | |||
| Leverage Ratio | 16.85 | |||
| Loan Loss Reserves to Loans | 3.47% | |||
| Risk-Based Capital Ratio | 51.15 | |||
| Liquidity |
The Northern State Bank of Gonvick
Gonvick, MN |
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| Hot Money Ratio | 9.91% | |||
| Liquidity Ratio | 63.26% | |||
| Profitability |
The Northern State Bank of Gonvick
Gonvick, MN |
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| 5-Year Return on Average Assets | 1.07% | |||
| Net Income | 474.00K | |||
| Net Interest Spread | 2.84% | |||
| Operating Profit to Average Assets | 1.50% | |||
| Overhead Efficiency Ratio | 48.29% | |||
| Return on Assets | 1.24% | |||
| Return on Equity | 7.83% | |||