Pine River State Bank
Major Rating Factors:
Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.9 has resulted in Fair (3.7) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.6 on a scale of 0 to 10).
Other Rating Factors:
A current level of 0.4 percent of nonperforming loans to core capital contributes to the Excellent asset quality (9.0). Good current capitalization (6.1 on a scale of 0 to 10) based on a risk-based capital ratio of 17.3 and a capital leverage ratio of 8.1.
Asset Mix:
Securities (29%), home mtgs (25%), comm re (13%), cash (12%), comm loans (3%), home eq lns (3%), consumer loans (1%), other (14%)
States with Branches:
MN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Norbanc Group Inc.
Investment Rating
--
Address
103 Mill Street
Pine River, MN 56474
Pine River, MN 56474
Phone Number
(218) 587-4463
Year Founded
1918
FDIC Number
Largest Affiliates
No affiliate information available.