C
Pine River State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Pine River State Bank
Pine River, MN
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Rating C
Asset Quality Index 9.00
Capitalization Index 6.10
Liquidity Index 3.60
Profitability Index 3.70
Stability Index 3.60
Company Info Pine River State Bank
Pine River, MN
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FDIC Number 10194
Phone Number (218) 587-4463
Website www.pineriverstatebank.com
Asset Quality Pine River State Bank
Pine River, MN
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1-Year Asset Growth -0.08%
5-Year Asset Growth 9.20%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.47%
Non-Performing Loans to Capital 0.40%
Non-Performing Loans to Loans 0.54%
Balance Sheet Pine River State Bank
Pine River, MN
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Total Assets 182.63M
Total Deposits 167.51M
Capital and Reserves Pine River State Bank
Pine River, MN
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Capital 14.62M
Leverage Ratio 8.07
Loan Loss Reserves to Loans 1.17%
Risk-Based Capital Ratio 17.34
Liquidity Pine River State Bank
Pine River, MN
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Hot Money Ratio 12.40%
Liquidity Ratio 31.26%
Profitability Pine River State Bank
Pine River, MN
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5-Year Return on Average Assets 0.69%
Net Income 1.17M
Net Interest Spread 3.44%
Operating Profit to Average Assets 0.88%
Overhead Efficiency Ratio 74.29%
Return on Assets 0.88%
Return on Equity 11.38%