| Weiss Ratings |
Hometown Community Bank
Cyrus, MN |
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| Rating | ||||
| Asset Quality Index | 3.30 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 5.90 | |||
| Company Info |
Hometown Community Bank
Cyrus, MN |
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| FDIC Number | 10197 | |||
| Phone Number | (320) 795-2562 | |||
| Website | www.hcbmn.com | |||
| Asset Quality |
Hometown Community Bank
Cyrus, MN |
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| 1-Year Asset Growth | 9.43% | |||
| 5-Year Asset Growth | 9.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | -0.06% | |||
| Non-Performing Assets to Assets | 0.70% | |||
| Non-Performing Loans to Capital | 14.45% | |||
| Non-Performing Loans to Loans | 0.83% | |||
| Balance Sheet |
Hometown Community Bank
Cyrus, MN |
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| Total Assets | 99.60M | |||
| Total Deposits | 84.78M | |||
| Capital and Reserves |
Hometown Community Bank
Cyrus, MN |
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| Capital | 8.66M | |||
| Leverage Ratio | 8.81 | |||
| Loan Loss Reserves to Loans | 1.19% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Hometown Community Bank
Cyrus, MN |
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| Hot Money Ratio | 34.79% | |||
| Liquidity Ratio | 6.13% | |||
| Profitability |
Hometown Community Bank
Cyrus, MN |
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| 5-Year Return on Average Assets | 1.07% | |||
| Net Income | 859.00K | |||
| Net Interest Spread | 3.48% | |||
| Operating Profit to Average Assets | 1.32% | |||
| Overhead Efficiency Ratio | 55.77% | |||
| Return on Assets | 1.24% | |||
| Return on Equity | 13.72% | |||