| Weiss Ratings |
Hometown Community Bank
Cyrus, MN |
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| Rating | ||||
| Asset Quality Index | 4.20 | |||
| Capitalization Index | 6.90 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 5.90 | |||
| Stability Index | 3.70 | |||
| Company Info |
Hometown Community Bank
Cyrus, MN |
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| FDIC Number | 10197 | |||
| Phone Number | (320) 795-2562 | |||
| Website | www.hcbmn.com | |||
| Asset Quality |
Hometown Community Bank
Cyrus, MN |
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| 1-Year Asset Growth | 12.79% | |||
| 5-Year Asset Growth | 9.84% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | -0.05% | |||
| Non-Performing Assets to Assets | 0.52% | |||
| Non-Performing Loans to Capital | 11.98% | |||
| Non-Performing Loans to Loans | 0.62% | |||
| Balance Sheet |
Hometown Community Bank
Cyrus, MN |
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| Total Assets | 105.03M | |||
| Total Deposits | 94.39M | |||
| Capital and Reserves |
Hometown Community Bank
Cyrus, MN |
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| Capital | 8.93M | |||
| Leverage Ratio | 8.88 | |||
| Loan Loss Reserves to Loans | 1.15% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Hometown Community Bank
Cyrus, MN |
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| Hot Money Ratio | 35.35% | |||
| Liquidity Ratio | 7.53% | |||
| Profitability |
Hometown Community Bank
Cyrus, MN |
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| 5-Year Return on Average Assets | 1.07% | |||
| Net Income | 1.25M | |||
| Net Interest Spread | 3.59% | |||
| Operating Profit to Average Assets | 1.41% | |||
| Overhead Efficiency Ratio | 55.59% | |||
| Return on Assets | 1.33% | |||
| Return on Equity | 14.76% | |||