D
Hometown Community Bank
CyrusMN
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Hometown Community Bank
Cyrus, MN
Click to
Compare
Click to
Compare
Click to
Compare
Rating D
Asset Quality Index 3.30
Capitalization Index 7.30
Liquidity Index 0.20
Profitability Index 5.00
Stability Index 5.60
Company Info Hometown Community Bank
Cyrus, MN
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 10197
Phone Number (320) 795-2562
Website www.hcbmn.com
Asset Quality Hometown Community Bank
Cyrus, MN
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 11.54%
5-Year Asset Growth 9.32%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.10%
Non-Performing Assets to Assets 0.55%
Non-Performing Loans to Capital 14.49%
Non-Performing Loans to Loans 0.65%
Balance Sheet Hometown Community Bank
Cyrus, MN
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 98.20M
Total Deposits 85.76M
Capital and Reserves Hometown Community Bank
Cyrus, MN
Click to
Compare
Click to
Compare
Click to
Compare
Capital 8.41M
Leverage Ratio 9.19
Loan Loss Reserves to Loans 1.14%
Risk-Based Capital Ratio --
Liquidity Hometown Community Bank
Cyrus, MN
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 32.25%
Liquidity Ratio 5.26%
Profitability Hometown Community Bank
Cyrus, MN
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.07%
Net Income 533.00K
Net Interest Spread 3.40%
Operating Profit to Average Assets 1.27%
Overhead Efficiency Ratio 56.71%
Return on Assets 1.18%
Return on Equity 12.91%