| Weiss Ratings |
Hometown Community Bank
Cyrus, MN |
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| Rating | ||||
| Asset Quality Index | 4.20 | |||
| Capitalization Index | 7.60 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 4.60 | |||
| Stability Index | 3.70 | |||
| Company Info |
Hometown Community Bank
Cyrus, MN |
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| FDIC Number | 10197 | |||
| Phone Number | (320) 795-2562 | |||
| Website | www.hcbmn.com | |||
| Asset Quality |
Hometown Community Bank
Cyrus, MN |
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| 1-Year Asset Growth | 8.72% | |||
| 5-Year Asset Growth | 9.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | -0.19% | |||
| Non-Performing Assets to Assets | 0.72% | |||
| Non-Performing Loans to Capital | 12.04% | |||
| Non-Performing Loans to Loans | 0.85% | |||
| Balance Sheet |
Hometown Community Bank
Cyrus, MN |
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| Total Assets | 93.97M | |||
| Total Deposits | 84.01M | |||
| Capital and Reserves |
Hometown Community Bank
Cyrus, MN |
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| Capital | 8.27M | |||
| Leverage Ratio | 9.39 | |||
| Loan Loss Reserves to Loans | 1.15% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Hometown Community Bank
Cyrus, MN |
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| Hot Money Ratio | 33.14% | |||
| Liquidity Ratio | 9.35% | |||
| Profitability |
Hometown Community Bank
Cyrus, MN |
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| 5-Year Return on Average Assets | 1.07% | |||
| Net Income | 254.00K | |||
| Net Interest Spread | 3.34% | |||
| Operating Profit to Average Assets | 1.21% | |||
| Overhead Efficiency Ratio | 58.11% | |||
| Return on Assets | 1.14% | |||
| Return on Equity | 12.43% | |||