A
Vermillion State Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Vermillion State Bank
Vermillion, MN
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Rating A
Asset Quality Index 9.20
Capitalization Index 10.00
Liquidity Index 4.90
Profitability Index 8.50
Stability Index 8.00
Company Info Vermillion State Bank
Vermillion, MN
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FDIC Number 10214
Phone Number (651) 437-4433
Website www.vermillionbank.com
Asset Quality Vermillion State Bank
Vermillion, MN
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1-Year Asset Growth 9.93%
5-Year Asset Growth 6.30%
5-Year Charge-Offs to Average Loans -0.19%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.15%
Non-Performing Loans to Capital 1.14%
Non-Performing Loans to Loans 0.14%
Balance Sheet Vermillion State Bank
Vermillion, MN
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Total Assets 931.25M
Total Deposits 808.69M
Capital and Reserves Vermillion State Bank
Vermillion, MN
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Capital 119.22M
Leverage Ratio 12.74
Loan Loss Reserves to Loans 1.54%
Risk-Based Capital Ratio --
Liquidity Vermillion State Bank
Vermillion, MN
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Hot Money Ratio 13.62%
Liquidity Ratio 58.34%
Profitability Vermillion State Bank
Vermillion, MN
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5-Year Return on Average Assets 1.79%
Net Income 20.29M
Net Interest Spread 3.42%
Operating Profit to Average Assets 2.29%
Overhead Efficiency Ratio 33.93%
Return on Assets 2.29%
Return on Equity 18.07%