C
Citizens Bank & Trust Co., Hutchinson, Minn.
Rating Date
August 2026
Risk Based
Capital Ratio
15.07
Leverage
Ratio
8.63
Return On
Assets
1.20%
Total
Assets
329.02M
Capital
16.39M
Total
Deposits
297.39M
Net
Income
1.94M
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Weiss Ratings Citizens Bank & Trust Co., Hutchinson, Minn.
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Rating C
Asset Quality Index 8.90
Capitalization Index 6.60
Liquidity Index 3.90
Profitability Index 4.30
Stability Index 3.40
Company Info Citizens Bank & Trust Co., Hutchinson, Minn.
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FDIC Number 10218
Phone Number (320) 587-2233
Website www.cbhutch.com
Asset Quality Citizens Bank & Trust Co., Hutchinson, Minn.
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1-Year Asset Growth -2.98%
5-Year Asset Growth 2.08%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 1.13%
Non-Performing Loans to Loans 0.26%
Balance Sheet Citizens Bank & Trust Co., Hutchinson, Minn.
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Total Assets 329.02M
Total Deposits 297.39M
Capital and Reserves Citizens Bank & Trust Co., Hutchinson, Minn.
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Capital 16.39M
Leverage Ratio 8.63
Loan Loss Reserves to Loans 1.26%
Risk-Based Capital Ratio 15.07
Liquidity Citizens Bank & Trust Co., Hutchinson, Minn.
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Hot Money Ratio 9.19%
Liquidity Ratio 23.28%
Profitability Citizens Bank & Trust Co., Hutchinson, Minn.
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5-Year Return on Average Assets 1.06%
Net Income 1.94M
Net Interest Spread 3.29%
Operating Profit to Average Assets 1.20%
Overhead Efficiency Ratio 62.43%
Return on Assets 1.20%
Return on Equity 23.77%