C
Citizens Bank & Trust Co., Hutchinson, Minn.
Rating Date
October 2025
Risk Based
Capital Ratio
15.18
Leverage
Ratio
8.12
Return On
Assets
1.10%
Total
Assets
319.91M
Capital
15.05M
Total
Deposits
289.46M
Net
Income
2.74M
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Weiss Ratings Citizens Bank & Trust Co., Hutchinson, Minn.
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Rating C
Asset Quality Index 7.40
Capitalization Index 6.10
Liquidity Index 3.80
Profitability Index 4.40
Stability Index 2.90
Company Info Citizens Bank & Trust Co., Hutchinson, Minn.
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FDIC Number 10218
Phone Number (320) 587-2233
Website www.cbhutch.com
Asset Quality Citizens Bank & Trust Co., Hutchinson, Minn.
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1-Year Asset Growth -0.50%
5-Year Asset Growth 9.45%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 2.11%
Non-Performing Loans to Loans 0.46%
Balance Sheet Citizens Bank & Trust Co., Hutchinson, Minn.
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Total Assets 319.91M
Total Deposits 289.46M
Capital and Reserves Citizens Bank & Trust Co., Hutchinson, Minn.
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Capital 15.05M
Leverage Ratio 8.12
Loan Loss Reserves to Loans 1.33%
Risk-Based Capital Ratio 15.18
Liquidity Citizens Bank & Trust Co., Hutchinson, Minn.
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Hot Money Ratio 11.03%
Liquidity Ratio 17.99%
Profitability Citizens Bank & Trust Co., Hutchinson, Minn.
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5-Year Return on Average Assets 1.18%
Net Income 2.74M
Net Interest Spread 2.98%
Operating Profit to Average Assets 1.10%
Overhead Efficiency Ratio 61.73%
Return on Assets 1.10%
Return on Equity 33.05%