C
Citizens Bank & Trust Co., Hutchinson, Minn.
Rating Date
March 2026
Risk Based
Capital Ratio
14.92
Leverage
Ratio
8.07
Return On
Assets
1.08%
Total
Assets
322.19M
Capital
16.09M
Total
Deposits
293.54M
Net
Income
3.61M
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Weiss Ratings Citizens Bank & Trust Co., Hutchinson, Minn.
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Rating C
Asset Quality Index 7.80
Capitalization Index 6.10
Liquidity Index 3.80
Profitability Index 4.40
Stability Index 2.90
Company Info Citizens Bank & Trust Co., Hutchinson, Minn.
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FDIC Number 10218
Phone Number (320) 587-2233
Website www.cbhutch.com
Asset Quality Citizens Bank & Trust Co., Hutchinson, Minn.
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1-Year Asset Growth 1.61%
5-Year Asset Growth 2.08%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.41%
Non-Performing Loans to Loans 0.42%
Balance Sheet Citizens Bank & Trust Co., Hutchinson, Minn.
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Total Assets 322.19M
Total Deposits 293.54M
Capital and Reserves Citizens Bank & Trust Co., Hutchinson, Minn.
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Capital 16.09M
Leverage Ratio 8.07
Loan Loss Reserves to Loans 1.32%
Risk-Based Capital Ratio 14.92
Liquidity Citizens Bank & Trust Co., Hutchinson, Minn.
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Hot Money Ratio 10.58%
Liquidity Ratio 19.46%
Profitability Citizens Bank & Trust Co., Hutchinson, Minn.
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5-Year Return on Average Assets 1.18%
Net Income 3.61M
Net Interest Spread 3.02%
Operating Profit to Average Assets 1.08%
Overhead Efficiency Ratio 62.32%
Return on Assets 1.08%
Return on Equity 29.61%