Clare Bank, National Association
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.5 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.1%, coupled with a return on assets of 0.1 has resulted in Weak (1.9) profitability.
Other Rating Factors:
Excellent current capitalization (9.1 on a scale of 0 to 10) based on a risk-based capital ratio of 26.6 and a capital leverage ratio of 11.5. A current level of 1.7 percent of nonperforming loans to core capital combined with 2.2 percent from a year earlier contributes to the Excellent asset quality (8.3).
Asset Mix:
Securities (45%), home mtgs (20%), comm re (4%), cash (2%), comm loans (2%), consumer loans (1%), other (27%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Montfort Bancorporation, Inc.
Investment Rating
--
Address
345 West Pine Street
Platteville, WI 53818
Platteville, WI 53818
Phone Number
(608) 348-2727
Year Founded
1905
FDIC Number
Website
Largest Affiliates
No affiliate information available.