B
First State Bank of Golva
GolvaND
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First State Bank of Golva
Golva, ND
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Rating B
Asset Quality Index 4.80
Capitalization Index 8.20
Liquidity Index 4.70
Profitability Index 8.80
Stability Index 5.00
Company Info First State Bank of Golva
Golva, ND
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FDIC Number 10243
Phone Number (701) 872-3656
Website www.fsbofgolva.com
Asset Quality First State Bank of Golva
Golva, ND
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1-Year Asset Growth 2.42%
5-Year Asset Growth 7.57%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.11%
Non-Performing Loans to Capital 10.94%
Non-Performing Loans to Loans 2.93%
Balance Sheet First State Bank of Golva
Golva, ND
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Total Assets 112.87M
Total Deposits 106.12M
Capital and Reserves First State Bank of Golva
Golva, ND
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Capital 6.38M
Leverage Ratio 9.77
Loan Loss Reserves to Loans 0.96%
Risk-Based Capital Ratio 19.83
Liquidity First State Bank of Golva
Golva, ND
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Hot Money Ratio 7.75%
Liquidity Ratio 35.00%
Profitability First State Bank of Golva
Golva, ND
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5-Year Return on Average Assets 1.92%
Net Income 697.00K
Net Interest Spread 4.06%
Operating Profit to Average Assets 2.48%
Overhead Efficiency Ratio 38.97%
Return on Assets 2.48%
Return on Equity 45.34%