B
First State Bank of Golva
GolvaND
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First State Bank of Golva
Golva, ND
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Rating B
Asset Quality Index 4.60
Capitalization Index 7.90
Liquidity Index 4.50
Profitability Index 9.30
Stability Index 5.00
Company Info First State Bank of Golva
Golva, ND
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FDIC Number 10243
Phone Number (701) 872-3656
Website www.fsbofgolva.com
Asset Quality First State Bank of Golva
Golva, ND
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1-Year Asset Growth 3.72%
5-Year Asset Growth 7.57%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.19%
Non-Performing Loans to Capital 12.52%
Non-Performing Loans to Loans 3.00%
Balance Sheet First State Bank of Golva
Golva, ND
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Total Assets 114.27M
Total Deposits 107.50M
Capital and Reserves First State Bank of Golva
Golva, ND
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Capital 6.31M
Leverage Ratio 9.61
Loan Loss Reserves to Loans 0.90%
Risk-Based Capital Ratio 18.51
Liquidity First State Bank of Golva
Golva, ND
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Hot Money Ratio 7.98%
Liquidity Ratio 29.97%
Profitability First State Bank of Golva
Golva, ND
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5-Year Return on Average Assets 1.92%
Net Income 1.37M
Net Interest Spread 4.15%
Operating Profit to Average Assets 2.48%
Overhead Efficiency Ratio 40.01%
Return on Assets 2.48%
Return on Equity 43.94%