B
First International Bank and Trust
Rating Date
October 2025
Risk Based
Capital Ratio
11.92
Leverage
Ratio
9.17
Return On
Assets
1.50%
Total
Assets
5.68B
Capital
485.55M
Total
Deposits
5.00B
Net
Income
72.08M
My Lists My Alerts
Weiss Ratings First International Bank and Trust
Watford City, ND 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Asset Quality Index 4.50
Capitalization Index 7.30
Liquidity Index 2.50
Profitability Index 6.30
Stability Index 8.80
Company Info First International Bank and Trust
Watford City, ND 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 10248
Phone Number (701) 842-2381
Website www.firstintlbank.com
Asset Quality First International Bank and Trust
Watford City, ND 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 5.57%
5-Year Asset Growth 11.47%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 1.86%
Non-Performing Loans to Capital 16.04%
Non-Performing Loans to Loans 2.11%
Balance Sheet First International Bank and Trust
Watford City, ND 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 5.68B
Total Deposits 5.00B
Capital and Reserves First International Bank and Trust
Watford City, ND 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 485.55M
Leverage Ratio 9.17
Loan Loss Reserves to Loans 1.05%
Risk-Based Capital Ratio 11.92
Liquidity First International Bank and Trust
Watford City, ND 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 12.68%
Liquidity Ratio 6.46%
Profitability First International Bank and Trust
Watford City, ND 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.67%
Net Income 72.08M
Net Interest Spread 4.08%
Operating Profit to Average Assets 1.50%
Overhead Efficiency Ratio 66.28%
Return on Assets 1.50%
Return on Equity 17.86%