B
First International Bank and Trust
Rating Date
June 2025
Risk Based
Capital Ratio
12.80
Leverage
Ratio
9.64
Return On
Assets
1.59%
Total
Assets
5.47B
Capital
473.41M
Total
Deposits
4.86B
Net
Income
30.95M
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Weiss Ratings First International Bank and Trust
Watford City, ND 		Click to
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Rating B
Asset Quality Index 4.90
Capitalization Index 8.00
Liquidity Index 2.60
Profitability Index 6.30
Stability Index 8.80
Company Info First International Bank and Trust
Watford City, ND 		Click to
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FDIC Number 10248
Phone Number (701) 842-2381
Website www.firstintlbank.com
Asset Quality First International Bank and Trust
Watford City, ND 		Click to
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1-Year Asset Growth 5.51%
5-Year Asset Growth 11.47%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.52%
Non-Performing Loans to Capital 11.72%
Non-Performing Loans to Loans 1.69%
Balance Sheet First International Bank and Trust
Watford City, ND 		Click to
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Total Assets 5.47B
Total Deposits 4.86B
Capital and Reserves First International Bank and Trust
Watford City, ND 		Click to
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Capital 473.41M
Leverage Ratio 9.64
Loan Loss Reserves to Loans 1.06%
Risk-Based Capital Ratio 12.80
Liquidity First International Bank and Trust
Watford City, ND 		Click to
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Hot Money Ratio 11.78%
Liquidity Ratio 8.08%
Profitability First International Bank and Trust
Watford City, ND 		Click to
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5-Year Return on Average Assets 1.67%
Net Income 30.95M
Net Interest Spread 4.02%
Operating Profit to Average Assets 1.59%
Overhead Efficiency Ratio 65.36%
Return on Assets 1.59%
Return on Equity 18.86%