| Weiss Ratings |
Peoples State Bank of Velva
Velva, ND |
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| Rating | ||||
| Asset Quality Index | 5.30 | |||
| Capitalization Index | 7.80 | |||
| Liquidity Index | 1.20 | |||
| Profitability Index | 5.90 | |||
| Stability Index | 4.30 | |||
| Company Info |
Peoples State Bank of Velva
Velva, ND |
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| FDIC Number | 10250 | |||
| Phone Number | (701) 338-2821 | |||
| Website | www.psbvelva.com | |||
| Asset Quality |
Peoples State Bank of Velva
Velva, ND |
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| 1-Year Asset Growth | 16.74% | |||
| 5-Year Asset Growth | 7.49% | |||
| 5-Year Charge-Offs to Average Loans | -0.07% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.45% | |||
| Non-Performing Loans to Capital | 4.32% | |||
| Non-Performing Loans to Loans | 0.60% | |||
| Balance Sheet |
Peoples State Bank of Velva
Velva, ND |
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| Total Assets | 187.14M | |||
| Total Deposits | 164.94M | |||
| Capital and Reserves |
Peoples State Bank of Velva
Velva, ND |
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| Capital | 16.36M | |||
| Leverage Ratio | 9.56 | |||
| Loan Loss Reserves to Loans | 1.30% | |||
| Risk-Based Capital Ratio | 13.63 | |||
| Liquidity |
Peoples State Bank of Velva
Velva, ND |
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| Hot Money Ratio | 25.01% | |||
| Liquidity Ratio | 16.64% | |||
| Profitability |
Peoples State Bank of Velva
Velva, ND |
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| 5-Year Return on Average Assets | 1.22% | |||
| Net Income | 1.77M | |||
| Net Interest Spread | 3.91% | |||
| Operating Profit to Average Assets | 1.37% | |||
| Overhead Efficiency Ratio | 64.08% | |||
| Return on Assets | 1.37% | |||
| Return on Equity | 15.93% | |||