| Weiss Ratings |
Peoples State Bank of Velva
Velva, ND |
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| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 1.10 | |||
| Profitability Index | 5.80 | |||
| Stability Index | 4.30 | |||
| Company Info |
Peoples State Bank of Velva
Velva, ND |
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| FDIC Number | 10250 | |||
| Phone Number | (701) 338-2821 | |||
| Website | www.psbvelva.com | |||
| Asset Quality |
Peoples State Bank of Velva
Velva, ND |
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| 1-Year Asset Growth | 20.03% | |||
| 5-Year Asset Growth | 9.08% | |||
| 5-Year Charge-Offs to Average Loans | -0.05% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.07% | |||
| Non-Performing Loans to Capital | 0.75% | |||
| Non-Performing Loans to Loans | 0.10% | |||
| Balance Sheet |
Peoples State Bank of Velva
Velva, ND |
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| Total Assets | 209.96M | |||
| Total Deposits | 184.38M | |||
| Capital and Reserves |
Peoples State Bank of Velva
Velva, ND |
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| Capital | 18.54M | |||
| Leverage Ratio | 9.31 | |||
| Loan Loss Reserves to Loans | 1.24% | |||
| Risk-Based Capital Ratio | 13.51 | |||
| Liquidity |
Peoples State Bank of Velva
Velva, ND |
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| Hot Money Ratio | 33.03% | |||
| Liquidity Ratio | 19.84% | |||
| Profitability |
Peoples State Bank of Velva
Velva, ND |
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| 5-Year Return on Average Assets | 1.29% | |||
| Net Income | 1.60M | |||
| Net Interest Spread | 3.94% | |||
| Operating Profit to Average Assets | 1.59% | |||
| Overhead Efficiency Ratio | 56.80% | |||
| Return on Assets | 1.59% | |||
| Return on Equity | 18.07% | |||