| Weiss Ratings |
Peoples State Bank of Velva
Velva, ND |
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| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 7.90 | |||
| Liquidity Index | 0.90 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 4.30 | |||
| Company Info |
Peoples State Bank of Velva
Velva, ND |
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| FDIC Number | 10250 | |||
| Phone Number | (701) 338-2821 | |||
| Website | www.psbvelva.com | |||
| Asset Quality |
Peoples State Bank of Velva
Velva, ND |
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| 1-Year Asset Growth | 16.96% | |||
| 5-Year Asset Growth | 9.08% | |||
| 5-Year Charge-Offs to Average Loans | -0.07% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.15% | |||
| Non-Performing Loans to Capital | 1.47% | |||
| Non-Performing Loans to Loans | 0.21% | |||
| Balance Sheet |
Peoples State Bank of Velva
Velva, ND |
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| Total Assets | 189.08M | |||
| Total Deposits | 165.95M | |||
| Capital and Reserves |
Peoples State Bank of Velva
Velva, ND |
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| Capital | 17.33M | |||
| Leverage Ratio | 9.58 | |||
| Loan Loss Reserves to Loans | 1.33% | |||
| Risk-Based Capital Ratio | 14.02 | |||
| Liquidity |
Peoples State Bank of Velva
Velva, ND |
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| Hot Money Ratio | 33.83% | |||
| Liquidity Ratio | 17.69% | |||
| Profitability |
Peoples State Bank of Velva
Velva, ND |
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| 5-Year Return on Average Assets | 1.22% | |||
| Net Income | 2.46M | |||
| Net Interest Spread | 3.91% | |||
| Operating Profit to Average Assets | 1.40% | |||
| Overhead Efficiency Ratio | 63.37% | |||
| Return on Assets | 1.40% | |||
| Return on Equity | 16.07% | |||