| Weiss Ratings |
The Citizens Bank Company
Beverly, OH |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 5.80 | |||
| Stability Index | 8.20 | |||
| Company Info |
The Citizens Bank Company
Beverly, OH |
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| FDIC Number | 10266 | |||
| Phone Number | (740) 984-2381 | |||
| Website | www.thecitizens.com | |||
| Asset Quality |
The Citizens Bank Company
Beverly, OH |
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| 1-Year Asset Growth | 0.67% | |||
| 5-Year Asset Growth | 3.94% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.16% | |||
| Non-Performing Loans to Capital | 1.44% | |||
| Non-Performing Loans to Loans | 0.27% | |||
| Balance Sheet |
The Citizens Bank Company
Beverly, OH |
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| Total Assets | 334.64M | |||
| Total Deposits | 291.04M | |||
| Capital and Reserves |
The Citizens Bank Company
Beverly, OH |
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| Capital | 41.76M | |||
| Leverage Ratio | 13.56 | |||
| Loan Loss Reserves to Loans | 2.94% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Citizens Bank Company
Beverly, OH |
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| Hot Money Ratio | 13.96% | |||
| Liquidity Ratio | 25.74% | |||
| Profitability |
The Citizens Bank Company
Beverly, OH |
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| 5-Year Return on Average Assets | 1.19% | |||
| Net Income | 2.42M | |||
| Net Interest Spread | 3.97% | |||
| Operating Profit to Average Assets | 1.54% | |||
| Overhead Efficiency Ratio | 59.90% | |||
| Return on Assets | 1.45% | |||
| Return on Equity | 12.00% | |||