| Weiss Ratings |
The Citizens Bank Company
Beverly, OH |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 4.80 | |||
| Stability Index | 8.00 | |||
| Company Info |
The Citizens Bank Company
Beverly, OH |
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| FDIC Number | 10266 | |||
| Phone Number | (740) 984-2381 | |||
| Website | www.thecitizens.com | |||
| Asset Quality |
The Citizens Bank Company
Beverly, OH |
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| 1-Year Asset Growth | 3.24% | |||
| 5-Year Asset Growth | 3.94% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 0.18% | |||
| Non-Performing Loans to Capital | 1.17% | |||
| Non-Performing Loans to Loans | 0.30% | |||
| Balance Sheet |
The Citizens Bank Company
Beverly, OH |
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| Total Assets | 331.11M | |||
| Total Deposits | 289.09M | |||
| Capital and Reserves |
The Citizens Bank Company
Beverly, OH |
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| Capital | 39.71M | |||
| Leverage Ratio | 13.33 | |||
| Loan Loss Reserves to Loans | 2.90% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Citizens Bank Company
Beverly, OH |
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| Hot Money Ratio | 15.33% | |||
| Liquidity Ratio | 30.60% | |||
| Profitability |
The Citizens Bank Company
Beverly, OH |
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| 5-Year Return on Average Assets | 1.17% | |||
| Net Income | 3.72M | |||
| Net Interest Spread | 3.67% | |||
| Operating Profit to Average Assets | 1.10% | |||
| Overhead Efficiency Ratio | 66.55% | |||
| Return on Assets | 1.13% | |||
| Return on Equity | 10.32% | |||