FM bank and Trust
Major Rating Factors:
A current level of 15.8 percent of nonperforming loans to core capital combined with 3.9 percent from a year earlier contributes to the Fair asset quality (3.7). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 1.8 has resulted in Excellent (8.7) profitability. Good current capitalization (6.5 on a scale of 0 to 10) based on a risk-based capital ratio of 11.3 and a capital leverage ratio of 8.5.
Asset Mix:
Home mtgs (21%), comm re (17%), comm loans (11%), securities (7%), cash (6%), consumer loans (3%), other (36%)
States with Branches:
AR
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Farmers Bancorp Inc.
Investment Rating
--
Address
400 West Main Street
Blytheville, AR 72315
Blytheville, AR 72315
Phone Number
(870) 763-8101
Year Founded
1908
FDIC Number
Website
Largest Affiliates
No affiliate information available.