Farmers Bank and Trust Company
Major Rating Factors:
A current level of 19.6 percent of nonperforming loans to core capital combined with 3.0 percent from a year earlier contributes to the Fair asset quality (3.2). Good current capitalization (6.8 on a scale of 0 to 10) based on a risk-based capital ratio of 11.9 and a capital leverage ratio of 8.8.
Other Rating Factors:
Operating profits as a percentage of assets at 1.7%, coupled with a return on assets of 1.7 has resulted in Excellent (8.9) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.2 on a scale of 0 to 10).
Asset Mix:
Home mtgs (21%), comm re (16%), comm loans (12%), cash (7%), securities (7%), consumer loans (3%), other (34%)
States with Branches:
AR
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Farmers Bancorp Inc.
Investment Rating
--
Address
400 West Main Street
Blytheville, AR 72315
Blytheville, AR 72315
Phone Number
(870) 763-8101
Year Founded
1908
FDIC Number
Website
Largest Affiliates
No affiliate information available.