FM bank and Trust
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). A current level of 4.9 percent of nonperforming loans to core capital combined with 22.3 percent from a year earlier contributes to the Good asset quality (5.6).
Other Rating Factors:
Operating profits as a percentage of assets at 2.0%, coupled with a return on assets of 2.0 has resulted in Excellent (8.5) profitability. Good current capitalization (6.6 on a scale of 0 to 10) based on a risk-based capital ratio of 11.7 and a capital leverage ratio of 8.6.
Asset Mix:
Home mtgs (24%), comm re (14%), comm loans (10%), cash (8%), securities (4%), consumer loans (2%), home eq lns (1%), other (37%)
States with Branches:
AR
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Farmers Bancorp Inc.
Investment Rating
--
Address
400 West Main Street
Blytheville, AR 72315
Blytheville, AR 72315
Phone Number
(870) 763-8101
Year Founded
1908
FDIC Number
Website
Largest Affiliates
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