| Weiss Ratings |
The Farmers and Merchants Bank
Caldwell, OH |
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| Rating | ||||
| Asset Quality Index | 4.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 7.50 | |||
| Company Info |
The Farmers and Merchants Bank
Caldwell, OH |
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| FDIC Number | 10280 | |||
| Phone Number | (740) 732-5675 | |||
| Website | www.thefarmersandmerchants.bank | |||
| Asset Quality |
The Farmers and Merchants Bank
Caldwell, OH |
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| 1-Year Asset Growth | -0.78% | |||
| 5-Year Asset Growth | 3.42% | |||
| 5-Year Charge-Offs to Average Loans | 0.34% | |||
| Charge-Offs to Average Loans | 0.31% | |||
| Non-Performing Assets to Assets | 1.92% | |||
| Non-Performing Loans to Capital | 15.58% | |||
| Non-Performing Loans to Loans | 3.10% | |||
| Balance Sheet |
The Farmers and Merchants Bank
Caldwell, OH |
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| Total Assets | 133.59M | |||
| Total Deposits | 114.21M | |||
| Capital and Reserves |
The Farmers and Merchants Bank
Caldwell, OH |
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| Capital | 19.18M | |||
| Leverage Ratio | 14.57 | |||
| Loan Loss Reserves to Loans | 2.08% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Farmers and Merchants Bank
Caldwell, OH |
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| Hot Money Ratio | 15.64% | |||
| Liquidity Ratio | 26.95% | |||
| Profitability |
The Farmers and Merchants Bank
Caldwell, OH |
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| 5-Year Return on Average Assets | 1.10% | |||
| Net Income | 1.47M | |||
| Net Interest Spread | 4.40% | |||
| Operating Profit to Average Assets | 1.33% | |||
| Overhead Efficiency Ratio | 63.44% | |||
| Return on Assets | 1.08% | |||
| Return on Equity | 7.92% | |||