| Weiss Ratings |
The Farmers and Merchants Bank
Caldwell, OH |
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| Rating | ||||
| Asset Quality Index | 4.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 5.00 | |||
| Stability Index | 7.50 | |||
| Company Info |
The Farmers and Merchants Bank
Caldwell, OH |
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| FDIC Number | 10280 | |||
| Phone Number | (740) 732-5621 | |||
| Website | www.thefarmersandmerchants.bank | |||
| Asset Quality |
The Farmers and Merchants Bank
Caldwell, OH |
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| 1-Year Asset Growth | -1.91% | |||
| 5-Year Asset Growth | 4.06% | |||
| 5-Year Charge-Offs to Average Loans | 0.34% | |||
| Charge-Offs to Average Loans | 0.28% | |||
| Non-Performing Assets to Assets | 2.05% | |||
| Non-Performing Loans to Capital | 16.08% | |||
| Non-Performing Loans to Loans | 3.33% | |||
| Balance Sheet |
The Farmers and Merchants Bank
Caldwell, OH |
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| Total Assets | 130.31M | |||
| Total Deposits | 110.94M | |||
| Capital and Reserves |
The Farmers and Merchants Bank
Caldwell, OH |
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| Capital | 19.10M | |||
| Leverage Ratio | 14.90 | |||
| Loan Loss Reserves to Loans | 2.16% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Farmers and Merchants Bank
Caldwell, OH |
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| Hot Money Ratio | 15.91% | |||
| Liquidity Ratio | 25.42% | |||
| Profitability |
The Farmers and Merchants Bank
Caldwell, OH |
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| 5-Year Return on Average Assets | 1.10% | |||
| Net Income | 1.03M | |||
| Net Interest Spread | 4.37% | |||
| Operating Profit to Average Assets | 1.25% | |||
| Overhead Efficiency Ratio | 63.93% | |||
| Return on Assets | 1.02% | |||
| Return on Equity | 7.51% | |||