C
The Bank of Fayette County
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings The Bank of Fayette County
Piperton, TN
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Rating C
Asset Quality Index 5.60
Capitalization Index 8.00
Liquidity Index 0.40
Profitability Index 5.20
Stability Index 3.70
Company Info The Bank of Fayette County
Piperton, TN
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FDIC Number 10308
Phone Number (901) 854-2265
Website www.thebank1905.com
Asset Quality The Bank of Fayette County
Piperton, TN
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1-Year Asset Growth 9.33%
5-Year Asset Growth 10.19%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.20%
Non-Performing Assets to Assets 1.07%
Non-Performing Loans to Capital 6.96%
Non-Performing Loans to Loans 1.30%
Balance Sheet The Bank of Fayette County
Piperton, TN
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Total Assets 1.08B
Total Deposits 928.52M
Capital and Reserves The Bank of Fayette County
Piperton, TN
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Capital 99.38M
Leverage Ratio 9.64
Loan Loss Reserves to Loans 1.13%
Risk-Based Capital Ratio --
Liquidity The Bank of Fayette County
Piperton, TN
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Hot Money Ratio 35.15%
Liquidity Ratio 9.48%
Profitability The Bank of Fayette County
Piperton, TN
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5-Year Return on Average Assets 1.16%
Net Income 8.01M
Net Interest Spread 3.93%
Operating Profit to Average Assets 1.28%
Overhead Efficiency Ratio 63.74%
Return on Assets 1.03%
Return on Equity 11.22%