C
The Bank of Fayette County
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings The Bank of Fayette County
Piperton, TN
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Rating C
Asset Quality Index 5.10
Capitalization Index 8.00
Liquidity Index 0.40
Profitability Index 5.20
Stability Index 3.70
Company Info The Bank of Fayette County
Piperton, TN
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FDIC Number 10308
Phone Number (901) 854-2265
Website www.thebank1905.com
Asset Quality The Bank of Fayette County
Piperton, TN
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1-Year Asset Growth 12.53%
5-Year Asset Growth 10.19%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.18%
Non-Performing Assets to Assets 1.04%
Non-Performing Loans to Capital 10.73%
Non-Performing Loans to Loans 1.24%
Balance Sheet The Bank of Fayette County
Piperton, TN
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Total Assets 1.06B
Total Deposits 912.53M
Capital and Reserves The Bank of Fayette County
Piperton, TN
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Capital 96.09M
Leverage Ratio 9.67
Loan Loss Reserves to Loans 1.13%
Risk-Based Capital Ratio --
Liquidity The Bank of Fayette County
Piperton, TN
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Hot Money Ratio 34.54%
Liquidity Ratio 8.64%
Profitability The Bank of Fayette County
Piperton, TN
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5-Year Return on Average Assets 1.16%
Net Income 5.57M
Net Interest Spread 3.91%
Operating Profit to Average Assets 1.25%
Overhead Efficiency Ratio 64.66%
Return on Assets 1.09%
Return on Equity 11.85%