| Weiss Ratings |
Commercial State Bank
Palmer, TX |
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| Rating | ||||
| Asset Quality Index | 3.70 | |||
| Capitalization Index | 9.60 | |||
| Liquidity Index | 5.00 | |||
| Profitability Index | 8.20 | |||
| Stability Index | 5.70 | |||
| Company Info |
Commercial State Bank
Palmer, TX |
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| FDIC Number | 10330 | |||
| Phone Number | (972) 449-2283 | |||
| Website | www.csbpalmer.com | |||
| Asset Quality |
Commercial State Bank
Palmer, TX |
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| 1-Year Asset Growth | 13.43% | |||
| 5-Year Asset Growth | 6.22% | |||
| 5-Year Charge-Offs to Average Loans | 0.29% | |||
| Charge-Offs to Average Loans | 0.20% | |||
| Non-Performing Assets to Assets | 2.80% | |||
| Non-Performing Loans to Capital | 21.36% | |||
| Non-Performing Loans to Loans | 5.72% | |||
| Balance Sheet |
Commercial State Bank
Palmer, TX |
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| Total Assets | 126.32M | |||
| Total Deposits | 113.40M | |||
| Capital and Reserves |
Commercial State Bank
Palmer, TX |
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| Capital | 12.25M | |||
| Leverage Ratio | 10.74 | |||
| Loan Loss Reserves to Loans | 1.75% | |||
| Risk-Based Capital Ratio | 26.63 | |||
| Liquidity |
Commercial State Bank
Palmer, TX |
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| Hot Money Ratio | 2.20% | |||
| Liquidity Ratio | 35.77% | |||
| Profitability |
Commercial State Bank
Palmer, TX |
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| 5-Year Return on Average Assets | 1.39% | |||
| Net Income | 1.79M | |||
| Net Interest Spread | 5.26% | |||
| Operating Profit to Average Assets | 2.02% | |||
| Overhead Efficiency Ratio | 59.12% | |||
| Return on Assets | 2.02% | |||
| Return on Equity | 21.78% | |||