| Weiss Ratings |
Commercial State Bank
Palmer, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.30 | |||
| Capitalization Index | 9.20 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 6.60 | |||
| Stability Index | 5.90 | |||
| Company Info |
Commercial State Bank
Palmer, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 10330 | |||
| Phone Number | (972) 449-2283 | |||
| Website | www.csbpalmer.com | |||
| Asset Quality |
Commercial State Bank
Palmer, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 12.84% | |||
| 5-Year Asset Growth | 4.41% | |||
| 5-Year Charge-Offs to Average Loans | 0.29% | |||
| Charge-Offs to Average Loans | 1.25% | |||
| Non-Performing Assets to Assets | 2.53% | |||
| Non-Performing Loans to Capital | 16.27% | |||
| Non-Performing Loans to Loans | 4.62% | |||
| Balance Sheet |
Commercial State Bank
Palmer, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 120.36M | |||
| Total Deposits | 107.79M | |||
| Capital and Reserves |
Commercial State Bank
Palmer, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 12.15M | |||
| Leverage Ratio | 10.49 | |||
| Loan Loss Reserves to Loans | 1.78% | |||
| Risk-Based Capital Ratio | 26.76 | |||
| Liquidity |
Commercial State Bank
Palmer, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 2.22% | |||
| Liquidity Ratio | 32.26% | |||
| Profitability |
Commercial State Bank
Palmer, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.39% | |||
| Net Income | 1.87M | |||
| Net Interest Spread | 5.16% | |||
| Operating Profit to Average Assets | 1.56% | |||
| Overhead Efficiency Ratio | 61.05% | |||
| Return on Assets | 1.56% | |||
| Return on Equity | 16.55% | |||