| Weiss Ratings |
Commercial State Bank
Palmer, TX |
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| Rating | ||||
| Asset Quality Index | 4.00 | |||
| Capitalization Index | 9.90 | |||
| Liquidity Index | 5.10 | |||
| Profitability Index | 6.10 | |||
| Stability Index | 5.40 | |||
| Company Info |
Commercial State Bank
Palmer, TX |
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| FDIC Number | 10330 | |||
| Phone Number | (972) 449-2283 | |||
| Website | www.csbpalmer.com | |||
| Asset Quality |
Commercial State Bank
Palmer, TX |
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| 1-Year Asset Growth | 7.83% | |||
| 5-Year Asset Growth | 4.41% | |||
| 5-Year Charge-Offs to Average Loans | 0.53% | |||
| Charge-Offs to Average Loans | 0.42% | |||
| Non-Performing Assets to Assets | 2.30% | |||
| Non-Performing Loans to Capital | 15.92% | |||
| Non-Performing Loans to Loans | 4.95% | |||
| Balance Sheet |
Commercial State Bank
Palmer, TX |
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| Total Assets | 126.58M | |||
| Total Deposits | 114.29M | |||
| Capital and Reserves |
Commercial State Bank
Palmer, TX |
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| Capital | 11.85M | |||
| Leverage Ratio | 10.92 | |||
| Loan Loss Reserves to Loans | 1.77% | |||
| Risk-Based Capital Ratio | 29.11 | |||
| Liquidity |
Commercial State Bank
Palmer, TX |
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| Hot Money Ratio | 2.28% | |||
| Liquidity Ratio | 34.76% | |||
| Profitability |
Commercial State Bank
Palmer, TX |
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| 5-Year Return on Average Assets | 1.43% | |||
| Net Income | 964.00K | |||
| Net Interest Spread | 4.65% | |||
| Operating Profit to Average Assets | 1.58% | |||
| Overhead Efficiency Ratio | 66.78% | |||
| Return on Assets | 1.58% | |||
| Return on Equity | 15.81% | |||