| Weiss Ratings |
Commercial State Bank
Palmer, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 3.70 | |||
| Capitalization Index | 9.80 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 6.50 | |||
| Stability Index | 5.60 | |||
| Company Info |
Commercial State Bank
Palmer, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 10330 | |||
| Phone Number | (972) 449-2283 | |||
| Website | www.csbpalmer.com | |||
| Asset Quality |
Commercial State Bank
Palmer, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 4.30% | |||
| 5-Year Asset Growth | 4.41% | |||
| 5-Year Charge-Offs to Average Loans | 0.53% | |||
| Charge-Offs to Average Loans | 0.85% | |||
| Non-Performing Assets to Assets | 2.41% | |||
| Non-Performing Loans to Capital | 16.99% | |||
| Non-Performing Loans to Loans | 4.69% | |||
| Balance Sheet |
Commercial State Bank
Palmer, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 121.30M | |||
| Total Deposits | 108.53M | |||
| Capital and Reserves |
Commercial State Bank
Palmer, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 12.39M | |||
| Leverage Ratio | 10.89 | |||
| Loan Loss Reserves to Loans | 1.76% | |||
| Risk-Based Capital Ratio | 27.95 | |||
| Liquidity |
Commercial State Bank
Palmer, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 2.40% | |||
| Liquidity Ratio | 32.08% | |||
| Profitability |
Commercial State Bank
Palmer, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.43% | |||
| Net Income | 463.00K | |||
| Net Interest Spread | 4.70% | |||
| Operating Profit to Average Assets | 1.50% | |||
| Overhead Efficiency Ratio | 64.80% | |||
| Return on Assets | 1.50% | |||
| Return on Equity | 15.10% | |||