| Weiss Ratings |
Schertz Bank & Trust
Schertz, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 9.50 | |||
| Liquidity Index | 0.40 | |||
| Profitability Index | 6.10 | |||
| Stability Index | 3.70 | |||
| Company Info |
Schertz Bank & Trust
Schertz, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 10344 | |||
| Phone Number | (210) 945-7400 | |||
| Website | www.schertzbank.com | |||
| Asset Quality |
Schertz Bank & Trust
Schertz, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 6.11% | |||
| 5-Year Asset Growth | 22.33% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.25% | |||
| Non-Performing Assets to Assets | 0.48% | |||
| Non-Performing Loans to Capital | 2.29% | |||
| Non-Performing Loans to Loans | 0.52% | |||
| Balance Sheet |
Schertz Bank & Trust
Schertz, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 880.65M | |||
| Total Deposits | 767.93M | |||
| Capital and Reserves |
Schertz Bank & Trust
Schertz, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 92.36M | |||
| Leverage Ratio | 10.68 | |||
| Loan Loss Reserves to Loans | 1.27% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Schertz Bank & Trust
Schertz, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 46.11% | |||
| Liquidity Ratio | 21.29% | |||
| Profitability |
Schertz Bank & Trust
Schertz, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.61% | |||
| Net Income | 10.11M | |||
| Net Interest Spread | 3.02% | |||
| Operating Profit to Average Assets | 1.45% | |||
| Overhead Efficiency Ratio | 44.81% | |||
| Return on Assets | 1.16% | |||
| Return on Equity | 11.47% | |||