| Weiss Ratings |
Schertz Bank & Trust
Schertz, TX |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 7.70 | |||
| Stability Index | 3.70 | |||
| Company Info |
Schertz Bank & Trust
Schertz, TX |
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| FDIC Number | 10344 | |||
| Phone Number | (210) 945-7400 | |||
| Website | www.schertzbank.com | |||
| Asset Quality |
Schertz Bank & Trust
Schertz, TX |
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| 1-Year Asset Growth | -14.12% | |||
| 5-Year Asset Growth | 22.34% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.16% | |||
| Non-Performing Assets to Assets | 2.19% | |||
| Non-Performing Loans to Capital | 0.43% | |||
| Non-Performing Loans to Loans | 2.67% | |||
| Balance Sheet |
Schertz Bank & Trust
Schertz, TX |
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| Total Assets | 770.16M | |||
| Total Deposits | 661.25M | |||
| Capital and Reserves |
Schertz Bank & Trust
Schertz, TX |
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| Capital | 102.40M | |||
| Leverage Ratio | 13.25 | |||
| Loan Loss Reserves to Loans | 1.40% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Schertz Bank & Trust
Schertz, TX |
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| Hot Money Ratio | 44.79% | |||
| Liquidity Ratio | 17.15% | |||
| Profitability |
Schertz Bank & Trust
Schertz, TX |
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| 5-Year Return on Average Assets | 1.54% | |||
| Net Income | 9.28M | |||
| Net Interest Spread | 3.78% | |||
| Operating Profit to Average Assets | 1.92% | |||
| Overhead Efficiency Ratio | 44.09% | |||
| Return on Assets | 1.54% | |||
| Return on Equity | 12.72% | |||