| Weiss Ratings |
Peoples State Bank
Shepherd, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 8.50 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 2.30 | |||
| Stability Index | 4.60 | |||
| Company Info |
Peoples State Bank
Shepherd, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 10345 | |||
| Phone Number | (936) 628-3312 | |||
| Website | www.psbtexas.com | |||
| Asset Quality |
Peoples State Bank
Shepherd, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 2.56% | |||
| 5-Year Asset Growth | 5.66% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.62% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 1.15% | |||
| Balance Sheet |
Peoples State Bank
Shepherd, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 175.96M | |||
| Total Deposits | 148.39M | |||
| Capital and Reserves |
Peoples State Bank
Shepherd, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 14.16M | |||
| Leverage Ratio | 10.02 | |||
| Loan Loss Reserves to Loans | 1.05% | |||
| Risk-Based Capital Ratio | 19.13 | |||
| Liquidity |
Peoples State Bank
Shepherd, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 13.47% | |||
| Liquidity Ratio | 26.47% | |||
| Profitability |
Peoples State Bank
Shepherd, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.00% | |||
| Net Income | 1.09M | |||
| Net Interest Spread | 3.90% | |||
| Operating Profit to Average Assets | 1.05% | |||
| Overhead Efficiency Ratio | 67.92% | |||
| Return on Assets | 0.79% | |||
| Return on Equity | 11.35% | |||