| Weiss Ratings |
Peoples State Bank
Shepherd, TX |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 9.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 4.80 | |||
| Company Info |
Peoples State Bank
Shepherd, TX |
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| FDIC Number | 10345 | |||
| Phone Number | (936) 628-3312 | |||
| Website | www.psbtexas.com | |||
| Asset Quality |
Peoples State Bank
Shepherd, TX |
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| 1-Year Asset Growth | 0.80% | |||
| 5-Year Asset Growth | 5.66% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.72% | |||
| Non-Performing Loans to Capital | 3.30% | |||
| Non-Performing Loans to Loans | 1.41% | |||
| Balance Sheet |
Peoples State Bank
Shepherd, TX |
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| Total Assets | 175.23M | |||
| Total Deposits | 150.85M | |||
| Capital and Reserves |
Peoples State Bank
Shepherd, TX |
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| Capital | 13.18M | |||
| Leverage Ratio | 10.34 | |||
| Loan Loss Reserves to Loans | 0.70% | |||
| Risk-Based Capital Ratio | 18.97 | |||
| Liquidity |
Peoples State Bank
Shepherd, TX |
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| Hot Money Ratio | 12.55% | |||
| Liquidity Ratio | 27.26% | |||
| Profitability |
Peoples State Bank
Shepherd, TX |
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| 5-Year Return on Average Assets | 1.00% | |||
| Net Income | 972.00K | |||
| Net Interest Spread | 3.88% | |||
| Operating Profit to Average Assets | 1.32% | |||
| Overhead Efficiency Ratio | 67.39% | |||
| Return on Assets | 1.07% | |||
| Return on Equity | 15.64% | |||