| Weiss Ratings |
Peoples State Bank
Shepherd, TX |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 5.30 | |||
| Stability Index | 4.70 | |||
| Company Info |
Peoples State Bank
Shepherd, TX |
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| FDIC Number | 10345 | |||
| Phone Number | (936) 628-3312 | |||
| Website | www.psbtexas.com | |||
| Asset Quality |
Peoples State Bank
Shepherd, TX |
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| 1-Year Asset Growth | 1.73% | |||
| 5-Year Asset Growth | 5.66% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.02% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Peoples State Bank
Shepherd, TX |
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| Total Assets | 176.51M | |||
| Total Deposits | 163.33M | |||
| Capital and Reserves |
Peoples State Bank
Shepherd, TX |
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| Capital | 12.57M | |||
| Leverage Ratio | 9.86 | |||
| Loan Loss Reserves to Loans | 0.68% | |||
| Risk-Based Capital Ratio | 19.70 | |||
| Liquidity |
Peoples State Bank
Shepherd, TX |
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| Hot Money Ratio | 10.15% | |||
| Liquidity Ratio | 21.82% | |||
| Profitability |
Peoples State Bank
Shepherd, TX |
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| 5-Year Return on Average Assets | 1.00% | |||
| Net Income | 525.00K | |||
| Net Interest Spread | 3.81% | |||
| Operating Profit to Average Assets | 1.40% | |||
| Overhead Efficiency Ratio | 66.37% | |||
| Return on Assets | 1.13% | |||
| Return on Equity | 17.53% | |||