Citizens and Farmers Bank
| Weiss Ratings |
Citizens and Farmers Bank
West Point, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 5.60 | |||
| Stability Index | 9.00 | |||
| Company Info |
Citizens and Farmers Bank
West Point, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 10363 | |||
| Phone Number | (804) 843-2708 | |||
| Website | www.cffc.com | |||
| Asset Quality |
Citizens and Farmers Bank
West Point, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 7.93% | |||
| 5-Year Asset Growth | 6.73% | |||
| 5-Year Charge-Offs to Average Loans | 0.34% | |||
| Charge-Offs to Average Loans | 0.60% | |||
| Non-Performing Assets to Assets | 0.13% | |||
| Non-Performing Loans to Capital | 0.65% | |||
| Non-Performing Loans to Loans | 0.11% | |||
| Balance Sheet |
Citizens and Farmers Bank
West Point, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 2.74B | |||
| Total Deposits | 2.35B | |||
| Capital and Reserves |
Citizens and Farmers Bank
West Point, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 314.34M | |||
| Leverage Ratio | 11.09 | |||
| Loan Loss Reserves to Loans | 1.89% | |||
| Risk-Based Capital Ratio | 14.84 | |||
| Liquidity |
Citizens and Farmers Bank
West Point, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 24.97% | |||
| Liquidity Ratio | 17.01% | |||
| Profitability |
Citizens and Farmers Bank
West Point, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.21% | |||
| Net Income | 30.52M | |||
| Net Interest Spread | 4.36% | |||
| Operating Profit to Average Assets | 1.43% | |||
| Overhead Efficiency Ratio | 65.29% | |||
| Return on Assets | 1.15% | |||
| Return on Equity | 10.62% | |||