Citizens and Farmers Bank
| Weiss Ratings |
Citizens and Farmers Bank
West Point, VA |
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| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 5.60 | |||
| Stability Index | 9.10 | |||
| Company Info |
Citizens and Farmers Bank
West Point, VA |
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| FDIC Number | 10363 | |||
| Phone Number | (804) 843-2708 | |||
| Website | www.cffc.com | |||
| Asset Quality |
Citizens and Farmers Bank
West Point, VA |
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| 1-Year Asset Growth | 6.26% | |||
| 5-Year Asset Growth | 11.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.34% | |||
| Charge-Offs to Average Loans | 0.59% | |||
| Non-Performing Assets to Assets | 0.30% | |||
| Non-Performing Loans to Capital | 0.76% | |||
| Non-Performing Loans to Loans | 0.33% | |||
| Balance Sheet |
Citizens and Farmers Bank
West Point, VA |
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| Total Assets | 2.69B | |||
| Total Deposits | 2.31B | |||
| Capital and Reserves |
Citizens and Farmers Bank
West Point, VA |
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| Capital | 307.33M | |||
| Leverage Ratio | 11.19 | |||
| Loan Loss Reserves to Loans | 1.93% | |||
| Risk-Based Capital Ratio | 15.00 | |||
| Liquidity |
Citizens and Farmers Bank
West Point, VA |
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| Hot Money Ratio | 24.65% | |||
| Liquidity Ratio | 18.86% | |||
| Profitability |
Citizens and Farmers Bank
West Point, VA |
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| 5-Year Return on Average Assets | 1.21% | |||
| Net Income | 22.78M | |||
| Net Interest Spread | 4.35% | |||
| Operating Profit to Average Assets | 1.44% | |||
| Overhead Efficiency Ratio | 65.54% | |||
| Return on Assets | 1.16% | |||
| Return on Equity | 10.86% | |||