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Major Rating Factors:
A current level of 1.1 percent of nonperforming loans to core capital contributes to the Excellent asset quality (8.8). Excellent current capitalization (7.5 on a scale of 0 to 10) and a capital leverage ratio of 9.3.
Other Rating Factors:
Good liquidity 6.4, driven by a liquidity ratio of 70.0 percent and a “hot money” ratio of 7.7 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.3 on a scale of 0 to 10).
Asset Mix:
Cash (55%), securities (12%), comm re (9%), home mtgs (3%), comm loans (1%), consumer loans (0%), other (20%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
--
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
--
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
BOSP Bancshares, Inc
Investment Rating
--
Address
416 Main Street
Birnamwood, WI 54414
Birnamwood, WI 54414
Phone Number
(715) 449-2556
Year Founded
1900
FDIC Number
Website
Largest Affiliates
No affiliate information available.