Banner Banks
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 13.4. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (9.7).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.3 on a scale of 0 to 10). Good liquidity 6.2, driven by a liquidity ratio of 78.1 percent and a “hot money” ratio of 8.5 percent.
Asset Mix:
Cash (45%), securities (25%), comm re (9%), home mtgs (4%), comm loans (2%), consumer loans (1%), other (16%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Banner Bancorp, Ltd
Investment Rating
--
Address
416 Main Street
Birnamwood, WI 54414
Birnamwood, WI 54414
Phone Number
(715) 449-2556
Year Founded
1900
FDIC Number
Website
Largest Affiliates
No affiliate information available.