The Bank of New Glarus
Major Rating Factors:
Good current capitalization (6.4 on a scale of 0 to 10) based on a risk-based capital ratio of 11.6 and a capital leverage ratio of 8.4. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.2 on a scale of 0 to 10).
Other Rating Factors:
A current level of 4.1 percent of nonperforming loans to core capital combined with 4.0 percent from a year earlier contributes to the Good asset quality (5.6). Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 1.2 has resulted in Good (5.6) profitability.
Asset Mix:
Securities (18%), home mtgs (17%), comm re (12%), comm loans (9%), cash (2%), home eq lns (2%), consumer loans (2%), other (38%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Bancorp of New Glarus, Inc.
Investment Rating
--
Address
501 First Street
New Glarus, WI 53574
New Glarus, WI 53574
Phone Number
(608) 527-5205
Year Founded
1893
FDIC Number
Largest Affiliates
No affiliate information available.