B
State Bank Financial
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings State Bank Financial
La Crosse, WI
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Rating B
Asset Quality Index 8.60
Capitalization Index 8.10
Liquidity Index 3.20
Profitability Index 4.40
Stability Index 6.10
Company Info State Bank Financial
La Crosse, WI
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FDIC Number 10383
Phone Number (608) 784-4600
Website www.statebankfinancial.bank
Asset Quality State Bank Financial
La Crosse, WI
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1-Year Asset Growth 6.13%
5-Year Asset Growth 6.47%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.75%
Non-Performing Loans to Loans 0.21%
Balance Sheet State Bank Financial
La Crosse, WI
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Total Assets 517.51M
Total Deposits 439.50M
Capital and Reserves State Bank Financial
La Crosse, WI
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Capital 45.61M
Leverage Ratio 9.73
Loan Loss Reserves to Loans 0.92%
Risk-Based Capital Ratio 14.47
Liquidity State Bank Financial
La Crosse, WI
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Hot Money Ratio 7.84%
Liquidity Ratio 21.36%
Profitability State Bank Financial
La Crosse, WI
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5-Year Return on Average Assets 1.00%
Net Income 4.08M
Net Interest Spread 2.89%
Operating Profit to Average Assets 1.07%
Overhead Efficiency Ratio 64.85%
Return on Assets 1.06%
Return on Equity 13.06%