C
Waumandee State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Waumandee State Bank
Waumandee, WI
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Rating C
Asset Quality Index 2.70
Capitalization Index 7.40
Liquidity Index 1.30
Profitability Index 3.80
Stability Index 6.40
Company Info Waumandee State Bank
Waumandee, WI
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FDIC Number 10384
Phone Number (608) 626-3131
Website www.waumandeebank.com
Asset Quality Waumandee State Bank
Waumandee, WI
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1-Year Asset Growth 3.68%
5-Year Asset Growth 16.13%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.20%
Non-Performing Assets to Assets 1.66%
Non-Performing Loans to Capital 15.37%
Non-Performing Loans to Loans 2.16%
Balance Sheet Waumandee State Bank
Waumandee, WI
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Total Assets 341.30M
Total Deposits 289.23M
Capital and Reserves Waumandee State Bank
Waumandee, WI
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Capital 37.14M
Leverage Ratio 9.25
Loan Loss Reserves to Loans 1.04%
Risk-Based Capital Ratio 13.45
Liquidity Waumandee State Bank
Waumandee, WI
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Hot Money Ratio 27.24%
Liquidity Ratio 20.63%
Profitability Waumandee State Bank
Waumandee, WI
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5-Year Return on Average Assets 0.72%
Net Income 1.26M
Net Interest Spread 3.91%
Operating Profit to Average Assets 0.91%
Overhead Efficiency Ratio 73.78%
Return on Assets 0.74%
Return on Equity 6.93%