B
Midland States Bank
Rating Date
March 2024
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Midland States Bank
Effingham, IL
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Rating B
Asset Quality Index 4.70
Capitalization Index 8.80
Liquidity Index 2.90
Profitability Index 3.70
Stability Index 9.60
Company Info Midland States Bank
Effingham, IL
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FDIC Number 1040
Phone Number (217) 342-2141
Website www.midlandsb.com
Asset Quality Midland States Bank
Effingham, IL
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1-Year Asset Growth 0.17%
5-Year Asset Growth 7.92%
5-Year Charge-Offs to Average Loans 0.25%
Charge-Offs to Average Loans 0.22%
Non-Performing Assets to Assets 0.79%
Non-Performing Loans to Capital 6.17%
Non-Performing Loans to Loans 0.92%
Balance Sheet Midland States Bank
Effingham, IL
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Total Assets 7.86B
Total Deposits 6.32B
Capital and Reserves Midland States Bank
Effingham, IL
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Capital 893.02M
Leverage Ratio 10.18
Loan Loss Reserves to Loans 1.12%
Risk-Based Capital Ratio 12.40
Liquidity Midland States Bank
Effingham, IL
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Hot Money Ratio 7.18%
Liquidity Ratio 7.98%
Profitability Midland States Bank
Effingham, IL
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5-Year Return on Average Assets 1.04%
Net Income 80.64M
Net Interest Spread 3.34%
Operating Profit to Average Assets 1.44%
Overhead Efficiency Ratio 54.49%
Return on Assets 1.01%
Return on Equity 9.21%
Weiss Ratings