| Weiss Ratings |
Midland States Bank
Effingham, IL |
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| Rating | ||||
| Asset Quality Index | 2.30 | |||
| Capitalization Index | 8.40 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 3.60 | |||
| Stability Index | 6.70 | |||
| Company Info |
Midland States Bank
Effingham, IL |
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| FDIC Number | 1040 | |||
| Phone Number | (217) 342-2141 | |||
| Website | www.midlandsb.com | |||
| Asset Quality |
Midland States Bank
Effingham, IL |
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| 1-Year Asset Growth | -4.82% | |||
| 5-Year Asset Growth | 4.76% | |||
| 5-Year Charge-Offs to Average Loans | 0.64% | |||
| Charge-Offs to Average Loans | 1.25% | |||
| Non-Performing Assets to Assets | 2.38% | |||
| Non-Performing Loans to Capital | 18.77% | |||
| Non-Performing Loans to Loans | 3.33% | |||
| Balance Sheet |
Midland States Bank
Effingham, IL |
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| Total Assets | 7.45B | |||
| Total Deposits | 5.94B | |||
| Capital and Reserves |
Midland States Bank
Effingham, IL |
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| Capital | 832.49M | |||
| Leverage Ratio | 9.90 | |||
| Loan Loss Reserves to Loans | 1.70% | |||
| Risk-Based Capital Ratio | 13.09 | |||
| Liquidity |
Midland States Bank
Effingham, IL |
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| Hot Money Ratio | 7.12% | |||
| Liquidity Ratio | 16.32% | |||
| Profitability |
Midland States Bank
Effingham, IL |
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| 5-Year Return on Average Assets | 0.80% | |||
| Net Income | 16.62M | |||
| Net Interest Spread | 3.51% | |||
| Operating Profit to Average Assets | 1.13% | |||
| Overhead Efficiency Ratio | 62.11% | |||
| Return on Assets | 0.88% | |||
| Return on Equity | 8.02% | |||