| Weiss Ratings |
Midland States Bank
Effingham, IL |
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| Rating | ||||
| Asset Quality Index | 4.80 | |||
| Capitalization Index | 8.60 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 4.80 | |||
| Company Info |
Midland States Bank
Effingham, IL |
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| FDIC Number | 1040 | |||
| Phone Number | (217) 342-2141 | |||
| Website | www.midlandsb.com | |||
| Asset Quality |
Midland States Bank
Effingham, IL |
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| 1-Year Asset Growth | -5.70% | |||
| 5-Year Asset Growth | -1.04% | |||
| 5-Year Charge-Offs to Average Loans | 1.32% | |||
| Charge-Offs to Average Loans | 0.90% | |||
| Non-Performing Assets to Assets | 1.52% | |||
| Non-Performing Loans to Capital | 11.20% | |||
| Non-Performing Loans to Loans | 2.44% | |||
| Balance Sheet |
Midland States Bank
Effingham, IL |
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| Total Assets | 6.69B | |||
| Total Deposits | 5.72B | |||
| Capital and Reserves |
Midland States Bank
Effingham, IL |
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| Capital | 612.82M | |||
| Leverage Ratio | 10.08 | |||
| Loan Loss Reserves to Loans | 1.47% | |||
| Risk-Based Capital Ratio | 14.84 | |||
| Liquidity |
Midland States Bank
Effingham, IL |
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| Hot Money Ratio | 6.29% | |||
| Liquidity Ratio | 21.33% | |||
| Profitability |
Midland States Bank
Effingham, IL |
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| 5-Year Return on Average Assets | 0.49% | |||
| Net Income | 40.17M | |||
| Net Interest Spread | 3.94% | |||
| Operating Profit to Average Assets | 1.59% | |||
| Overhead Efficiency Ratio | 60.62% | |||
| Return on Assets | 1.22% | |||
| Return on Equity | 13.21% | |||