| Weiss Ratings |
Midland States Bank
Effingham, IL |
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| Rating | ||||
| Asset Quality Index | 2.40 | |||
| Capitalization Index | 8.10 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 2.60 | |||
| Stability Index | 9.10 | |||
| Company Info |
Midland States Bank
Effingham, IL |
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| FDIC Number | 1040 | |||
| Phone Number | (217) 342-2141 | |||
| Website | www.midlandsb.com | |||
| Asset Quality |
Midland States Bank
Effingham, IL |
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| 1-Year Asset Growth | -4.32% | |||
| 5-Year Asset Growth | 4.76% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 2.08% | |||
| Non-Performing Assets to Assets | 3.17% | |||
| Non-Performing Loans to Capital | 22.65% | |||
| Non-Performing Loans to Loans | 4.29% | |||
| Balance Sheet |
Midland States Bank
Effingham, IL |
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| Total Assets | 7.52B | |||
| Total Deposits | 6.20B | |||
| Capital and Reserves |
Midland States Bank
Effingham, IL |
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| Capital | 826.34M | |||
| Leverage Ratio | 9.71 | |||
| Loan Loss Reserves to Loans | 1.37% | |||
| Risk-Based Capital Ratio | 12.75 | |||
| Liquidity |
Midland States Bank
Effingham, IL |
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| Hot Money Ratio | 6.90% | |||
| Liquidity Ratio | 13.06% | |||
| Profitability |
Midland States Bank
Effingham, IL |
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| 5-Year Return on Average Assets | 1.05% | |||
| Net Income | -7.47M | |||
| Net Interest Spread | 3.23% | |||
| Operating Profit to Average Assets | -0.16% | |||
| Overhead Efficiency Ratio | 62.17% | |||
| Return on Assets | -0.10% | |||
| Return on Equity | -0.84% | |||