| Weiss Ratings |
State Bank of Graymont
Graymont, IL |
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| Rating | ||||
| Asset Quality Index | 3.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 4.40 | |||
| Stability Index | 6.80 | |||
| Company Info |
State Bank of Graymont
Graymont, IL |
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| FDIC Number | 10434 | |||
| Phone Number | (815) 743-5951 | |||
| Website | www.sbofgray.com | |||
| Asset Quality |
State Bank of Graymont
Graymont, IL |
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| 1-Year Asset Growth | -1.77% | |||
| 5-Year Asset Growth | 6.31% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 2.27% | |||
| Non-Performing Loans to Capital | 17.54% | |||
| Non-Performing Loans to Loans | 3.61% | |||
| Balance Sheet |
State Bank of Graymont
Graymont, IL |
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| Total Assets | 312.70M | |||
| Total Deposits | 270.84M | |||
| Capital and Reserves |
State Bank of Graymont
Graymont, IL |
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| Capital | 37.22M | |||
| Leverage Ratio | 11.77 | |||
| Loan Loss Reserves to Loans | 1.20% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
State Bank of Graymont
Graymont, IL |
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| Hot Money Ratio | 24.75% | |||
| Liquidity Ratio | 20.66% | |||
| Profitability |
State Bank of Graymont
Graymont, IL |
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| 5-Year Return on Average Assets | 0.67% | |||
| Net Income | 1.60M | |||
| Net Interest Spread | 3.00% | |||
| Operating Profit to Average Assets | 1.30% | |||
| Overhead Efficiency Ratio | 61.27% | |||
| Return on Assets | 0.98% | |||
| Return on Equity | 8.72% | |||