| Weiss Ratings |
State Bank of Graymont
Graymont, IL |
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| Rating | ||||
| Asset Quality Index | 5.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 3.60 | |||
| Stability Index | 6.10 | |||
| Company Info |
State Bank of Graymont
Graymont, IL |
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| FDIC Number | 10434 | |||
| Phone Number | (815) 743-5951 | |||
| Website | www.sbofgray.com | |||
| Asset Quality |
State Bank of Graymont
Graymont, IL |
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| 1-Year Asset Growth | 1.86% | |||
| 5-Year Asset Growth | 6.31% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 2.21% | |||
| Non-Performing Loans to Capital | 18.17% | |||
| Non-Performing Loans to Loans | 3.80% | |||
| Balance Sheet |
State Bank of Graymont
Graymont, IL |
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| Total Assets | 323.04M | |||
| Total Deposits | 282.11M | |||
| Capital and Reserves |
State Bank of Graymont
Graymont, IL |
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| Capital | 36.21M | |||
| Leverage Ratio | 11.49 | |||
| Loan Loss Reserves to Loans | 1.30% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
State Bank of Graymont
Graymont, IL |
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| Hot Money Ratio | 22.15% | |||
| Liquidity Ratio | 25.78% | |||
| Profitability |
State Bank of Graymont
Graymont, IL |
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| 5-Year Return on Average Assets | 0.71% | |||
| Net Income | 2.06M | |||
| Net Interest Spread | 2.56% | |||
| Operating Profit to Average Assets | 0.84% | |||
| Overhead Efficiency Ratio | 69.33% | |||
| Return on Assets | 0.64% | |||
| Return on Equity | 6.01% | |||