B
First State Bank of Olmsted
Olmsted,  IL
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First State Bank of Olmsted
Olmsted, IL
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Rating B
Asset Quality Index 5.70
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 5.60
Stability Index 7.20
Company Info First State Bank of Olmsted
Olmsted, IL
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FDIC Number 10437
Phone Number (618) 742-6205
Website www.firststatebank-olmsted.com
Asset Quality First State Bank of Olmsted
Olmsted, IL
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1-Year Asset Growth 0.84%
5-Year Asset Growth 3.96%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 1.19%
Non-Performing Loans to Capital 10.90%
Non-Performing Loans to Loans 1.81%
Balance Sheet First State Bank of Olmsted
Olmsted, IL
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Total Assets 78.43M
Total Deposits 68.41M
Capital and Reserves First State Bank of Olmsted
Olmsted, IL
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Capital 9.73M
Leverage Ratio 12.57
Loan Loss Reserves to Loans 0.91%
Risk-Based Capital Ratio 20.87
Liquidity First State Bank of Olmsted
Olmsted, IL
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Hot Money Ratio 18.79%
Liquidity Ratio 8.35%
Profitability First State Bank of Olmsted
Olmsted, IL
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5-Year Return on Average Assets 0.88%
Net Income 472.00K
Net Interest Spread 3.74%
Operating Profit to Average Assets 1.62%
Overhead Efficiency Ratio 58.60%
Return on Assets 1.22%
Return on Equity 9.92%