B
The Frederick Community Bank
PaxtonIL
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings The Frederick Community Bank
Paxton, IL
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Rating B
Asset Quality Index 8.90
Capitalization Index 9.60
Liquidity Index 3.70
Profitability Index 8.60
Stability Index 7.00
Company Info The Frederick Community Bank
Paxton, IL
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FDIC Number 10446
Phone Number (217) 379-2336
Website tfcbanks.com
Asset Quality The Frederick Community Bank
Paxton, IL
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1-Year Asset Growth 4.34%
5-Year Asset Growth 6.61%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.80%
Non-Performing Loans to Loans 0.00%
Balance Sheet The Frederick Community Bank
Paxton, IL
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Total Assets 187.44M
Total Deposits 166.26M
Capital and Reserves The Frederick Community Bank
Paxton, IL
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Capital 20.44M
Leverage Ratio 10.76
Loan Loss Reserves to Loans 1.08%
Risk-Based Capital Ratio 19.77
Liquidity The Frederick Community Bank
Paxton, IL
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Hot Money Ratio 11.61%
Liquidity Ratio 29.02%
Profitability The Frederick Community Bank
Paxton, IL
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5-Year Return on Average Assets 1.47%
Net Income 3.03M
Net Interest Spread 4.31%
Operating Profit to Average Assets 2.14%
Overhead Efficiency Ratio 49.52%
Return on Assets 2.13%
Return on Equity 20.43%