Middletown State Bank
Major Rating Factors:
Operating profits as a percentage of assets at 0.3%, coupled with a return on assets of 0.4 has resulted in Weak (1.8) profitability. Good current capitalization (6.5 on a scale of 0 to 10) based on a risk-based capital ratio of 15.2 and a capital leverage ratio of 8.5.
Other Rating Factors:
A current level of 1.4 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.9). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.3 on a scale of 0 to 10).
Asset Mix:
Home mtgs (29%), comm re (16%), cash (10%), securities (9%), consumer loans (2%), comm loans (0%), other (33%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Barker Brothers, Inc.
Investment Rating
--
Address
100 North Madison Street
Middletown, IL 62666
Middletown, IL 62666
Phone Number
(217) 445-2616
Year Founded
1917
FDIC Number
Website
Largest Affiliates
No affiliate information available.