D
Middletown State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Middletown State Bank
Middletown, IL
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Rating D
Asset Quality Index 7.90
Capitalization Index 6.50
Liquidity Index 2.60
Profitability Index 1.80
Stability Index 7.30
Company Info Middletown State Bank
Middletown, IL
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FDIC Number 10463
Phone Number (217) 445-2616
Website middletownstatebank.com
Asset Quality Middletown State Bank
Middletown, IL
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1-Year Asset Growth 8.66%
5-Year Asset Growth 1.10%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 1.35%
Non-Performing Loans to Loans 0.00%
Balance Sheet Middletown State Bank
Middletown, IL
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Total Assets 45.36M
Total Deposits 38.07M
Capital and Reserves Middletown State Bank
Middletown, IL
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Capital 5.71M
Leverage Ratio 8.46
Loan Loss Reserves to Loans 0.88%
Risk-Based Capital Ratio 15.17
Liquidity Middletown State Bank
Middletown, IL
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Hot Money Ratio 37.76%
Liquidity Ratio 24.77%
Profitability Middletown State Bank
Middletown, IL
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5-Year Return on Average Assets 1.89%
Net Income 66.00K
Net Interest Spread 4.96%
Operating Profit to Average Assets 0.25%
Overhead Efficiency Ratio 58.39%
Return on Assets 0.36%
Return on Equity 3.29%