D
Middletown State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Middletown State Bank
Middletown, IL
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Rating D
Asset Quality Index 8.00
Capitalization Index 6.60
Liquidity Index 1.60
Profitability Index 0.90
Stability Index 7.30
Company Info Middletown State Bank
Middletown, IL
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FDIC Number 10463
Phone Number (217) 445-2616
Website middletownstatebank.com
Asset Quality Middletown State Bank
Middletown, IL
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1-Year Asset Growth 4.47%
5-Year Asset Growth 1.10%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Middletown State Bank
Middletown, IL
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Total Assets 42.94M
Total Deposits 35.90M
Capital and Reserves Middletown State Bank
Middletown, IL
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Capital 5.54M
Leverage Ratio 8.61
Loan Loss Reserves to Loans 0.92%
Risk-Based Capital Ratio 14.57
Liquidity Middletown State Bank
Middletown, IL
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Hot Money Ratio 36.75%
Liquidity Ratio 12.48%
Profitability Middletown State Bank
Middletown, IL
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5-Year Return on Average Assets 1.89%
Net Income -96.00K
Net Interest Spread 5.07%
Operating Profit to Average Assets -0.67%
Overhead Efficiency Ratio 60.53%
Return on Assets -1.35%
Return on Equity -13.09%