C
Ipava State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ipava State Bank
Lewistown, IL
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Rating C
Asset Quality Index 8.40
Capitalization Index 7.90
Liquidity Index 1.50
Profitability Index 4.90
Stability Index 5.60
Company Info Ipava State Bank
Lewistown, IL
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FDIC Number 10473
Phone Number (309) 547-2064
Website ipavastatebank.com
Asset Quality Ipava State Bank
Lewistown, IL
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1-Year Asset Growth 1.82%
5-Year Asset Growth 9.55%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans -0.08%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 1.07%
Non-Performing Loans to Loans 0.02%
Balance Sheet Ipava State Bank
Lewistown, IL
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Total Assets 214.16M
Total Deposits 176.55M
Capital and Reserves Ipava State Bank
Lewistown, IL
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Capital 19.08M
Leverage Ratio 9.57
Loan Loss Reserves to Loans 0.96%
Risk-Based Capital Ratio 15.35
Liquidity Ipava State Bank
Lewistown, IL
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Hot Money Ratio 22.10%
Liquidity Ratio 19.59%
Profitability Ipava State Bank
Lewistown, IL
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5-Year Return on Average Assets 1.05%
Net Income 1.71M
Net Interest Spread 3.98%
Operating Profit to Average Assets 1.14%
Overhead Efficiency Ratio 73.44%
Return on Assets 1.14%
Return on Equity 12.24%