| Weiss Ratings |
Citizens State Bank
Lena, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.40 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 6.10 | |||
| Stability Index | 7.30 | |||
| Company Info |
Citizens State Bank
Lena, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 10474 | |||
| Phone Number | (815) 369-4524 | |||
| Website | www.csbnow.com | |||
| Asset Quality |
Citizens State Bank
Lena, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.06% | |||
| 5-Year Asset Growth | 10.31% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 1.15% | |||
| Non-Performing Loans to Capital | 12.24% | |||
| Non-Performing Loans to Loans | 1.78% | |||
| Balance Sheet |
Citizens State Bank
Lena, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 447.66M | |||
| Total Deposits | 400.27M | |||
| Capital and Reserves |
Citizens State Bank
Lena, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 43.93M | |||
| Leverage Ratio | 10.23 | |||
| Loan Loss Reserves to Loans | 1.24% | |||
| Risk-Based Capital Ratio | 17.22 | |||
| Liquidity |
Citizens State Bank
Lena, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 22.40% | |||
| Liquidity Ratio | 21.47% | |||
| Profitability |
Citizens State Bank
Lena, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.31% | |||
| Net Income | 4.64M | |||
| Net Interest Spread | 3.58% | |||
| Operating Profit to Average Assets | 1.51% | |||
| Overhead Efficiency Ratio | 55.97% | |||
| Return on Assets | 1.41% | |||
| Return on Equity | 15.33% | |||