A
First National Bank of Steeleville
Rating Date
October 2025
Risk Based
Capital Ratio
24.11
Leverage
Ratio
13.60
Return On
Assets
1.88%
Total
Assets
274.28M
Capital
28.87M
Total
Deposits
231.73M
Net
Income
2.57M
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Weiss Ratings First National Bank of Steeleville
Steeleville, IL 		Click to
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Rating A
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 4.50
Profitability Index 7.10
Stability Index 6.20
Company Info First National Bank of Steeleville
Steeleville, IL 		Click to
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FDIC Number 1049
Phone Number (618) 965-3441
Website www.bankatfnb.com
Asset Quality First National Bank of Steeleville
Steeleville, IL 		Click to
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1-Year Asset Growth 11.36%
5-Year Asset Growth 5.08%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 1.32%
Non-Performing Loans to Loans 0.51%
Balance Sheet First National Bank of Steeleville
Steeleville, IL 		Click to
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Total Assets 274.28M
Total Deposits 231.73M
Capital and Reserves First National Bank of Steeleville
Steeleville, IL 		Click to
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Capital 28.87M
Leverage Ratio 13.60
Loan Loss Reserves to Loans 1.06%
Risk-Based Capital Ratio 24.11
Liquidity First National Bank of Steeleville
Steeleville, IL 		Click to
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Hot Money Ratio 16.09%
Liquidity Ratio 39.77%
Profitability First National Bank of Steeleville
Steeleville, IL 		Click to
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5-Year Return on Average Assets 1.11%
Net Income 2.57M
Net Interest Spread 3.43%
Operating Profit to Average Assets 1.91%
Overhead Efficiency Ratio 50.80%
Return on Assets 1.88%
Return on Equity 18.82%