A
First National Bank of Steeleville
Rating Date
October 2025
Risk Based
Capital Ratio
25.06
Leverage
Ratio
13.64
Return On
Assets
1.91%
Total
Assets
277.54M
Capital
30.86M
Total
Deposits
232.48M
Net
Income
3.93M
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Weiss Ratings First National Bank of Steeleville
Steeleville, IL 		Click to
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Rating A
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 4.50
Profitability Index 7.50
Stability Index 7.00
Company Info First National Bank of Steeleville
Steeleville, IL 		Click to
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FDIC Number 1049
Phone Number (618) 965-3441
Website www.bankatfnb.com
Asset Quality First National Bank of Steeleville
Steeleville, IL 		Click to
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1-Year Asset Growth 7.27%
5-Year Asset Growth 5.08%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 1.01%
Non-Performing Loans to Loans 0.38%
Balance Sheet First National Bank of Steeleville
Steeleville, IL 		Click to
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Total Assets 277.54M
Total Deposits 232.48M
Capital and Reserves First National Bank of Steeleville
Steeleville, IL 		Click to
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Capital 30.86M
Leverage Ratio 13.64
Loan Loss Reserves to Loans 1.05%
Risk-Based Capital Ratio 25.06
Liquidity First National Bank of Steeleville
Steeleville, IL 		Click to
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Hot Money Ratio 16.83%
Liquidity Ratio 40.46%
Profitability First National Bank of Steeleville
Steeleville, IL 		Click to
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5-Year Return on Average Assets 1.11%
Net Income 3.93M
Net Interest Spread 3.48%
Operating Profit to Average Assets 1.94%
Overhead Efficiency Ratio 50.40%
Return on Assets 1.91%
Return on Equity 18.61%