| Weiss Ratings |
Farmers & Merchants Savings Bank
Iowa City, IA |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 4.40 | |||
| Stability Index | 7.30 | |||
| Company Info |
Farmers & Merchants Savings Bank
Iowa City, IA |
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| FDIC Number | 10492 | |||
| Phone Number | (319) 629-4222 | |||
| Website | www.fmbankonline.com | |||
| Asset Quality |
Farmers & Merchants Savings Bank
Iowa City, IA |
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| 1-Year Asset Growth | -0.44% | |||
| 5-Year Asset Growth | 6.90% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Farmers & Merchants Savings Bank
Iowa City, IA |
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| Total Assets | 123.10M | |||
| Total Deposits | 101.74M | |||
| Capital and Reserves |
Farmers & Merchants Savings Bank
Iowa City, IA |
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| Capital | 17.11M | |||
| Leverage Ratio | 13.61 | |||
| Loan Loss Reserves to Loans | 1.30% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Farmers & Merchants Savings Bank
Iowa City, IA |
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| Hot Money Ratio | 17.22% | |||
| Liquidity Ratio | 28.91% | |||
| Profitability |
Farmers & Merchants Savings Bank
Iowa City, IA |
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| 5-Year Return on Average Assets | 1.04% | |||
| Net Income | 1.14M | |||
| Net Interest Spread | 3.29% | |||
| Operating Profit to Average Assets | 1.19% | |||
| Overhead Efficiency Ratio | 63.56% | |||
| Return on Assets | 0.93% | |||
| Return on Equity | 6.89% | |||