B
Farmers & Merchants Savings Bank
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Farmers & Merchants Savings Bank
Lone Tree, IA
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Rating B
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 4.50
Stability Index 7.40
Company Info Farmers & Merchants Savings Bank
Lone Tree, IA
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FDIC Number 10492
Phone Number (319) 629-4222
Website www.fmbankonline.com
Asset Quality Farmers & Merchants Savings Bank
Lone Tree, IA
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1-Year Asset Growth 2.57%
5-Year Asset Growth 6.70%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Farmers & Merchants Savings Bank
Lone Tree, IA
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Total Assets 123.65M
Total Deposits 104.96M
Capital and Reserves Farmers & Merchants Savings Bank
Lone Tree, IA
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Capital 16.03M
Leverage Ratio 13.59
Loan Loss Reserves to Loans 1.25%
Risk-Based Capital Ratio --
Liquidity Farmers & Merchants Savings Bank
Lone Tree, IA
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Hot Money Ratio 20.36%
Liquidity Ratio 26.72%
Profitability Farmers & Merchants Savings Bank
Lone Tree, IA
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5-Year Return on Average Assets 1.04%
Net Income 1.01M
Net Interest Spread 3.03%
Operating Profit to Average Assets 1.05%
Overhead Efficiency Ratio 66.07%
Return on Assets 0.83%
Return on Equity 6.46%