B
Mount Vernon Bank and Trust Company
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
13.23
Return On
Assets
0.99%
Total
Assets
181.26M
Capital
20.96M
Total
Deposits
151.56M
Net
Income
1.35M
My Lists My Alerts
Weiss Ratings Mount Vernon Bank and Trust Company
Mount Vernon, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 2.40
Profitability Index 4.50
Stability Index 6.40
Company Info Mount Vernon Bank and Trust Company
Mount Vernon, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 10494
Phone Number (319) 895-8835
Website www.mountvernonbank.com
Asset Quality Mount Vernon Bank and Trust Company
Mount Vernon, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -2.24%
5-Year Asset Growth 8.39%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 2.51%
Non-Performing Loans to Loans 0.00%
Balance Sheet Mount Vernon Bank and Trust Company
Mount Vernon, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 181.26M
Total Deposits 151.56M
Capital and Reserves Mount Vernon Bank and Trust Company
Mount Vernon, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 20.96M
Leverage Ratio 13.23
Loan Loss Reserves to Loans 0.85%
Risk-Based Capital Ratio --
Liquidity Mount Vernon Bank and Trust Company
Mount Vernon, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 16.37%
Liquidity Ratio 20.68%
Profitability Mount Vernon Bank and Trust Company
Mount Vernon, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.93%
Net Income 1.35M
Net Interest Spread 2.79%
Operating Profit to Average Assets 1.26%
Overhead Efficiency Ratio 57.99%
Return on Assets 0.99%
Return on Equity 9.07%