B
Mount Vernon Bank and Trust Company
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
13.28
Return On
Assets
1.01%
Total
Assets
186.24M
Capital
21.72M
Total
Deposits
153.60M
Net
Income
1.85M
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Weiss Ratings Mount Vernon Bank and Trust Company
Mount Vernon, IA 		Click to
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Rating B
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 4.60
Stability Index 6.40
Company Info Mount Vernon Bank and Trust Company
Mount Vernon, IA 		Click to
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FDIC Number 10494
Phone Number (319) 895-8835
Website www.mountvernonbank.com
Asset Quality Mount Vernon Bank and Trust Company
Mount Vernon, IA 		Click to
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1-Year Asset Growth 0.44%
5-Year Asset Growth 3.69%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 1.64%
Non-Performing Loans to Loans 0.00%
Balance Sheet Mount Vernon Bank and Trust Company
Mount Vernon, IA 		Click to
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Total Assets 186.24M
Total Deposits 153.60M
Capital and Reserves Mount Vernon Bank and Trust Company
Mount Vernon, IA 		Click to
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Capital 21.72M
Leverage Ratio 13.28
Loan Loss Reserves to Loans 0.86%
Risk-Based Capital Ratio --
Liquidity Mount Vernon Bank and Trust Company
Mount Vernon, IA 		Click to
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Hot Money Ratio 15.93%
Liquidity Ratio 20.42%
Profitability Mount Vernon Bank and Trust Company
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5-Year Return on Average Assets 0.93%
Net Income 1.85M
Net Interest Spread 2.88%
Operating Profit to Average Assets 1.29%
Overhead Efficiency Ratio 57.78%
Return on Assets 1.01%
Return on Equity 9.15%