B
Mount Vernon Bank and Trust Company
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
13.03
Return On
Assets
1.27%
Total
Assets
195.48M
Capital
22.73M
Total
Deposits
165.67M
Net
Income
1.25M
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Weiss Ratings Mount Vernon Bank and Trust Company
Mount Vernon, IA 		Click to
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Rating B
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 2.60
Profitability Index 5.30
Stability Index 7.10
Company Info Mount Vernon Bank and Trust Company
Mount Vernon, IA 		Click to
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FDIC Number 10494
Phone Number (319) 895-8835
Website www.mountvernonbank.com
Asset Quality Mount Vernon Bank and Trust Company
Mount Vernon, IA 		Click to
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1-Year Asset Growth 7.72%
5-Year Asset Growth 3.69%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 1.09%
Non-Performing Loans to Loans 0.00%
Balance Sheet Mount Vernon Bank and Trust Company
Mount Vernon, IA 		Click to
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Total Assets 195.48M
Total Deposits 165.67M
Capital and Reserves Mount Vernon Bank and Trust Company
Mount Vernon, IA 		Click to
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Capital 22.73M
Leverage Ratio 13.03
Loan Loss Reserves to Loans 0.87%
Risk-Based Capital Ratio --
Liquidity Mount Vernon Bank and Trust Company
Mount Vernon, IA 		Click to
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Hot Money Ratio 13.49%
Liquidity Ratio 23.18%
Profitability Mount Vernon Bank and Trust Company
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5-Year Return on Average Assets 0.91%
Net Income 1.25M
Net Interest Spread 3.19%
Operating Profit to Average Assets 1.65%
Overhead Efficiency Ratio 50.33%
Return on Assets 1.27%
Return on Equity 11.30%