C
Iowa State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Iowa State Bank
Sac City, IA
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Rating C
Asset Quality Index 5.60
Capitalization Index 10.00
Liquidity Index 2.00
Profitability Index 5.90
Stability Index 5.00
Company Info Iowa State Bank
Sac City, IA
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FDIC Number 10497
Phone Number (712) 662-4721
Website www.myisb.bank
Asset Quality Iowa State Bank
Sac City, IA
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1-Year Asset Growth 7.56%
5-Year Asset Growth 5.98%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.45%
Non-Performing Assets to Assets 1.66%
Non-Performing Loans to Capital 10.43%
Non-Performing Loans to Loans 1.84%
Balance Sheet Iowa State Bank
Sac City, IA
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Total Assets 213.34M
Total Deposits 187.48M
Capital and Reserves Iowa State Bank
Sac City, IA
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Capital 24.84M
Leverage Ratio 11.53
Loan Loss Reserves to Loans 1.58%
Risk-Based Capital Ratio --
Liquidity Iowa State Bank
Sac City, IA
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Hot Money Ratio 24.68%
Liquidity Ratio 27.81%
Profitability Iowa State Bank
Sac City, IA
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5-Year Return on Average Assets 1.71%
Net Income 1.55M
Net Interest Spread 3.13%
Operating Profit to Average Assets 1.51%
Overhead Efficiency Ratio 52.91%
Return on Assets 1.46%
Return on Equity 12.70%