C
Iowa State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Iowa State Bank
Sac City, IA
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Rating C
Asset Quality Index 7.40
Capitalization Index 10.00
Liquidity Index 0.60
Profitability Index 7.10
Stability Index 3.70
Company Info Iowa State Bank
Sac City, IA
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FDIC Number 10497
Phone Number (712) 662-4721
Website www.myisb.bank
Asset Quality Iowa State Bank
Sac City, IA
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1-Year Asset Growth 2.35%
5-Year Asset Growth 9.31%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 1.35%
Non-Performing Loans to Loans 0.19%
Balance Sheet Iowa State Bank
Sac City, IA
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Total Assets 200.44M
Total Deposits 175.63M
Capital and Reserves Iowa State Bank
Sac City, IA
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Capital 23.60M
Leverage Ratio 11.79
Loan Loss Reserves to Loans 1.66%
Risk-Based Capital Ratio --
Liquidity Iowa State Bank
Sac City, IA
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Hot Money Ratio 26.18%
Liquidity Ratio 17.39%
Profitability Iowa State Bank
Sac City, IA
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5-Year Return on Average Assets 1.73%
Net Income 2.61M
Net Interest Spread 3.25%
Operating Profit to Average Assets 1.80%
Overhead Efficiency Ratio 48.17%
Return on Assets 1.73%
Return on Equity 15.41%