C
Iowa State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Iowa State Bank
Sac City, IA
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Rating C
Asset Quality Index 7.40
Capitalization Index 10.00
Liquidity Index 0.60
Profitability Index 6.60
Stability Index 3.70
Company Info Iowa State Bank
Sac City, IA
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FDIC Number 10497
Phone Number (712) 662-4721
Website www.myisb.bank
Asset Quality Iowa State Bank
Sac City, IA
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1-Year Asset Growth 0.88%
5-Year Asset Growth 9.31%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 1.29%
Non-Performing Loans to Loans 0.21%
Balance Sheet Iowa State Bank
Sac City, IA
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Total Assets 198.35M
Total Deposits 174.32M
Capital and Reserves Iowa State Bank
Sac City, IA
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Capital 22.91M
Leverage Ratio 11.50
Loan Loss Reserves to Loans 1.67%
Risk-Based Capital Ratio --
Liquidity Iowa State Bank
Sac City, IA
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Hot Money Ratio 25.68%
Liquidity Ratio 17.29%
Profitability Iowa State Bank
Sac City, IA
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5-Year Return on Average Assets 1.73%
Net Income 1.64M
Net Interest Spread 3.16%
Operating Profit to Average Assets 1.69%
Overhead Efficiency Ratio 49.68%
Return on Assets 1.63%
Return on Equity 14.76%