| Weiss Ratings |
The First State Bank
Ness City, KS |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 2.20 | |||
| Stability Index | 6.80 | |||
| Company Info |
The First State Bank
Ness City, KS |
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| FDIC Number | 10503 | |||
| Phone Number | (785) 798-3347 | |||
| Website | www.fsbnesscity.com | |||
| Asset Quality |
The First State Bank
Ness City, KS |
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| 1-Year Asset Growth | -1.55% | |||
| 5-Year Asset Growth | 2.09% | |||
| 5-Year Charge-Offs to Average Loans | -0.03% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.29% | |||
| Non-Performing Loans to Capital | 0.85% | |||
| Non-Performing Loans to Loans | 0.71% | |||
| Balance Sheet |
The First State Bank
Ness City, KS |
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| Total Assets | 84.26M | |||
| Total Deposits | 74.32M | |||
| Capital and Reserves |
The First State Bank
Ness City, KS |
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| Capital | 9.51M | |||
| Leverage Ratio | 15.34 | |||
| Loan Loss Reserves to Loans | 2.66% | |||
| Risk-Based Capital Ratio | 23.16 | |||
| Liquidity |
The First State Bank
Ness City, KS |
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| Hot Money Ratio | 28.72% | |||
| Liquidity Ratio | 30.44% | |||
| Profitability |
The First State Bank
Ness City, KS |
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| 5-Year Return on Average Assets | 0.77% | |||
| Net Income | 535.00K | |||
| Net Interest Spread | 2.76% | |||
| Operating Profit to Average Assets | 0.63% | |||
| Overhead Efficiency Ratio | 76.28% | |||
| Return on Assets | 0.60% | |||
| Return on Equity | 6.47% | |||