| Weiss Ratings |
The Citizens Bank
Morehead, KY |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 6.10 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 7.90 | |||
| Stability Index | 4.30 | |||
| Company Info |
The Citizens Bank
Morehead, KY |
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| FDIC Number | 10520 | |||
| Phone Number | (606) 780-0000 | |||
| Website | www.tcbanytime.com | |||
| Asset Quality |
The Citizens Bank
Morehead, KY |
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| 1-Year Asset Growth | 14.45% | |||
| 5-Year Asset Growth | 3.73% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.02% | |||
| Non-Performing Loans to Capital | 0.20% | |||
| Non-Performing Loans to Loans | 0.03% | |||
| Balance Sheet |
The Citizens Bank
Morehead, KY |
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| Total Assets | 231.96M | |||
| Total Deposits | 176.53M | |||
| Capital and Reserves |
The Citizens Bank
Morehead, KY |
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| Capital | 18.06M | |||
| Leverage Ratio | 8.07 | |||
| Loan Loss Reserves to Loans | 1.00% | |||
| Risk-Based Capital Ratio | 16.75 | |||
| Liquidity |
The Citizens Bank
Morehead, KY |
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| Hot Money Ratio | 7.24% | |||
| Liquidity Ratio | 16.19% | |||
| Profitability |
The Citizens Bank
Morehead, KY |
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| 5-Year Return on Average Assets | 0.94% | |||
| Net Income | 4.44M | |||
| Net Interest Spread | 4.70% | |||
| Operating Profit to Average Assets | 1.98% | |||
| Overhead Efficiency Ratio | 60.92% | |||
| Return on Assets | 1.97% | |||
| Return on Equity | 26.86% | |||