| Weiss Ratings |
The Citizens Bank
Morehead, KY |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 6.10 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 7.80 | |||
| Stability Index | 4.00 | |||
| Company Info |
The Citizens Bank
Morehead, KY |
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| FDIC Number | 10520 | |||
| Phone Number | (606) 780-0000 | |||
| Website | www.tcbanytime.com | |||
| Asset Quality |
The Citizens Bank
Morehead, KY |
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| 1-Year Asset Growth | 10.28% | |||
| 5-Year Asset Growth | 7.10% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.08% | |||
| Non-Performing Assets to Assets | 0.02% | |||
| Non-Performing Loans to Capital | 0.21% | |||
| Non-Performing Loans to Loans | 0.03% | |||
| Balance Sheet |
The Citizens Bank
Morehead, KY |
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| Total Assets | 225.23M | |||
| Total Deposits | 176.66M | |||
| Capital and Reserves |
The Citizens Bank
Morehead, KY |
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| Capital | 17.43M | |||
| Leverage Ratio | 8.11 | |||
| Loan Loss Reserves to Loans | 0.98% | |||
| Risk-Based Capital Ratio | 16.38 | |||
| Liquidity |
The Citizens Bank
Morehead, KY |
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| Hot Money Ratio | 7.01% | |||
| Liquidity Ratio | 18.86% | |||
| Profitability |
The Citizens Bank
Morehead, KY |
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| 5-Year Return on Average Assets | 0.94% | |||
| Net Income | 3.18M | |||
| Net Interest Spread | 4.68% | |||
| Operating Profit to Average Assets | 1.92% | |||
| Overhead Efficiency Ratio | 62.00% | |||
| Return on Assets | 1.91% | |||
| Return on Equity | 26.35% | |||