C
Exchange Bank and Trust Company
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
12.76
Return On
Assets
2.30%
Total
Assets
188.55M
Capital
18.93M
Total
Deposits
169.07M
Net
Income
4.42M
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Weiss Ratings Exchange Bank and Trust Company
Natchitoches, LA 		Click to
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Rating C
Asset Quality Index 7.00
Capitalization Index 10.00
Liquidity Index 1.50
Profitability Index 9.50
Stability Index 5.00
Company Info Exchange Bank and Trust Company
Natchitoches, LA 		Click to
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FDIC Number 10528
Phone Number (318) 352-8141
Website www.exchange-bank.com
Asset Quality Exchange Bank and Trust Company
Natchitoches, LA 		Click to
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1-Year Asset Growth 7.09%
5-Year Asset Growth 3.90%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.42%
Non-Performing Loans to Capital 3.24%
Non-Performing Loans to Loans 0.80%
Balance Sheet Exchange Bank and Trust Company
Natchitoches, LA 		Click to
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Total Assets 188.55M
Total Deposits 169.07M
Capital and Reserves Exchange Bank and Trust Company
Natchitoches, LA 		Click to
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Capital 18.93M
Leverage Ratio 12.76
Loan Loss Reserves to Loans 0.98%
Risk-Based Capital Ratio --
Liquidity Exchange Bank and Trust Company
Natchitoches, LA 		Click to
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Hot Money Ratio 4.85%
Liquidity Ratio 9.14%
Profitability Exchange Bank and Trust Company
Natchitoches, LA 		Click to
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5-Year Return on Average Assets 2.31%
Net Income 4.42M
Net Interest Spread 4.37%
Operating Profit to Average Assets 2.30%
Overhead Efficiency Ratio 48.25%
Return on Assets 2.30%
Return on Equity 23.88%