C
Exchange Bank and Trust Company
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
13.01
Return On
Assets
2.24%
Total
Assets
183.62M
Capital
19.92M
Total
Deposits
162.93M
Net
Income
3.27M
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Weiss Ratings Exchange Bank and Trust Company
Natchitoches, LA 		Click to
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Rating C
Asset Quality Index 7.00
Capitalization Index 10.00
Liquidity Index 1.10
Profitability Index 9.40
Stability Index 4.30
Company Info Exchange Bank and Trust Company
Natchitoches, LA 		Click to
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FDIC Number 10528
Phone Number (318) 352-8141
Website www.exchange-bank.com
Asset Quality Exchange Bank and Trust Company
Natchitoches, LA 		Click to
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1-Year Asset Growth 2.28%
5-Year Asset Growth 4.34%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.44%
Non-Performing Loans to Capital 3.18%
Non-Performing Loans to Loans 0.83%
Balance Sheet Exchange Bank and Trust Company
Natchitoches, LA 		Click to
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Total Assets 183.62M
Total Deposits 162.93M
Capital and Reserves Exchange Bank and Trust Company
Natchitoches, LA 		Click to
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Capital 19.92M
Leverage Ratio 13.01
Loan Loss Reserves to Loans 0.94%
Risk-Based Capital Ratio --
Liquidity Exchange Bank and Trust Company
Natchitoches, LA 		Click to
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Hot Money Ratio 4.84%
Liquidity Ratio 6.08%
Profitability Exchange Bank and Trust Company
Natchitoches, LA 		Click to
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5-Year Return on Average Assets 2.31%
Net Income 3.27M
Net Interest Spread 4.30%
Operating Profit to Average Assets 2.24%
Overhead Efficiency Ratio 49.35%
Return on Assets 2.24%
Return on Equity 23.96%