CLB The Community Bank
Major Rating Factors:
A current level of 11.5 percent of nonperforming loans to core capital combined with 5.5 percent from a year earlier contributes to the Fair asset quality (4.4). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.5 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.6. Operating profits as a percentage of assets at 2.0%, coupled with a return on assets of 2.0 has resulted in Excellent (8.7) profitability.
Asset Mix:
Comm re (18%), home mtgs (16%), securities (15%), cash (12%), comm loans (8%), consumer loans (5%), other (25%)
States with Branches:
LA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Catahoula Holding Company
Investment Rating
--
Address
301 Mound Street
Jonesville, LA 71343
Jonesville, LA 71343
Phone Number
(318) 339-8571
Year Founded
1904
FDIC Number
Website
Largest Affiliates
No affiliate information available.