CLB The Community Bank
Major Rating Factors:
A current level of 12.0 percent of nonperforming loans to core capital combined with 6.9 percent from a year earlier contributes to the Fair asset quality (3.8). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.4 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (9.9 on a scale of 0 to 10) and a capital leverage ratio of 10.9. Operating profits as a percentage of assets at 1.9%, coupled with a return on assets of 1.9 has resulted in Excellent (8.4) profitability.
Asset Mix:
Comm re (26%), securities (17%), home mtgs (11%), comm loans (10%), cash (8%), consumer loans (6%), other (23%)
States with Branches:
LA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Catahoula Holding Company
Investment Rating
--
Address
301 Mound Street
Jonesville, LA 71343
Jonesville, LA 71343
Phone Number
(318) 339-8571
Year Founded
1904
FDIC Number
Website
Largest Affiliates
No affiliate information available.