| Weiss Ratings |
Winnsboro State Bank & Trust Company
Winnsboro, LA |
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| Rating | ||||
| Asset Quality Index | 5.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 3.70 | |||
| Company Info |
Winnsboro State Bank & Trust Company
Winnsboro, LA |
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| FDIC Number | 10533 | |||
| Phone Number | (318) 435-7535 | |||
| Website | www.wsbonline.net | |||
| Asset Quality |
Winnsboro State Bank & Trust Company
Winnsboro, LA |
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| 1-Year Asset Growth | 17.84% | |||
| 5-Year Asset Growth | 10.72% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.20% | |||
| Non-Performing Assets to Assets | 0.40% | |||
| Non-Performing Loans to Capital | 8.01% | |||
| Non-Performing Loans to Loans | 0.60% | |||
| Balance Sheet |
Winnsboro State Bank & Trust Company
Winnsboro, LA |
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| Total Assets | 397.02M | |||
| Total Deposits | 340.82M | |||
| Capital and Reserves |
Winnsboro State Bank & Trust Company
Winnsboro, LA |
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| Capital | 43.00M | |||
| Leverage Ratio | 11.23 | |||
| Loan Loss Reserves to Loans | 0.95% | |||
| Risk-Based Capital Ratio | 15.05 | |||
| Liquidity |
Winnsboro State Bank & Trust Company
Winnsboro, LA |
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| Hot Money Ratio | 44.97% | |||
| Liquidity Ratio | 12.04% | |||
| Profitability |
Winnsboro State Bank & Trust Company
Winnsboro, LA |
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| 5-Year Return on Average Assets | 1.66% | |||
| Net Income | 5.03M | |||
| Net Interest Spread | 4.35% | |||
| Operating Profit to Average Assets | 1.34% | |||
| Overhead Efficiency Ratio | 65.90% | |||
| Return on Assets | 1.34% | |||
| Return on Equity | 12.14% | |||