| Weiss Ratings |
Winnsboro State Bank & Trust Company
Winnsboro, LA |
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| Rating | ||||
| Asset Quality Index | 4.90 | |||
| Capitalization Index | 9.80 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 6.10 | |||
| Stability Index | 3.70 | |||
| Company Info |
Winnsboro State Bank & Trust Company
Winnsboro, LA |
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| FDIC Number | 10533 | |||
| Phone Number | (318) 435-7535 | |||
| Website | www.wsbonline.net | |||
| Asset Quality |
Winnsboro State Bank & Trust Company
Winnsboro, LA |
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| 1-Year Asset Growth | 10.41% | |||
| 5-Year Asset Growth | 10.72% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | 0.18% | |||
| Non-Performing Assets to Assets | 0.39% | |||
| Non-Performing Loans to Capital | 5.87% | |||
| Non-Performing Loans to Loans | 0.55% | |||
| Balance Sheet |
Winnsboro State Bank & Trust Company
Winnsboro, LA |
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| Total Assets | 425.69M | |||
| Total Deposits | 374.81M | |||
| Capital and Reserves |
Winnsboro State Bank & Trust Company
Winnsboro, LA |
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| Capital | 45.10M | |||
| Leverage Ratio | 10.85 | |||
| Loan Loss Reserves to Loans | 0.97% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Winnsboro State Bank & Trust Company
Winnsboro, LA |
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| Hot Money Ratio | 45.12% | |||
| Liquidity Ratio | 11.91% | |||
| Profitability |
Winnsboro State Bank & Trust Company
Winnsboro, LA |
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| 5-Year Return on Average Assets | 1.76% | |||
| Net Income | 3.06M | |||
| Net Interest Spread | 4.64% | |||
| Operating Profit to Average Assets | 1.48% | |||
| Overhead Efficiency Ratio | 63.13% | |||
| Return on Assets | 1.48% | |||
| Return on Equity | 13.93% | |||