D
United Minnesota Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Minnesota Bank
New London, MN
Click to
Compare
Click to
Compare
Click to
Compare
Rating D
Asset Quality Index 5.90
Capitalization Index 5.10
Liquidity Index 1.50
Profitability Index 5.70
Stability Index 2.30
Company Info United Minnesota Bank
New London, MN
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 10567
Phone Number (320) 354-2277
Website www.umbnl.com
Asset Quality United Minnesota Bank
New London, MN
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 3.68%
5-Year Asset Growth 9.83%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.36%
Non-Performing Loans to Capital 3.23%
Non-Performing Loans to Loans 0.32%
Balance Sheet United Minnesota Bank
New London, MN
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 49.80M
Total Deposits 45.87M
Capital and Reserves United Minnesota Bank
New London, MN
Click to
Compare
Click to
Compare
Click to
Compare
Capital 3.72M
Leverage Ratio 7.34
Loan Loss Reserves to Loans 0.96%
Risk-Based Capital Ratio 13.93
Liquidity United Minnesota Bank
New London, MN
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 10.71%
Liquidity Ratio 29.02%
Profitability United Minnesota Bank
New London, MN
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.74%
Net Income 199.00K
Net Interest Spread 4.53%
Operating Profit to Average Assets 1.88%
Overhead Efficiency Ratio 59.04%
Return on Assets 1.57%
Return on Equity 21.46%