D
United Minnesota Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Minnesota Bank
New London, MN
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Rating D
Asset Quality Index 6.00
Capitalization Index 5.80
Liquidity Index 0.80
Profitability Index 7.40
Stability Index 3.40
Company Info United Minnesota Bank
New London, MN
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FDIC Number 10567
Phone Number (320) 354-2277
Website www.umbnl.com
Asset Quality United Minnesota Bank
New London, MN
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1-Year Asset Growth 12.05%
5-Year Asset Growth 5.64%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 5.28%
Non-Performing Loans to Loans 0.20%
Balance Sheet United Minnesota Bank
New London, MN
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Total Assets 56.92M
Total Deposits 52.50M
Capital and Reserves United Minnesota Bank
New London, MN
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Capital 4.26M
Leverage Ratio 7.78
Loan Loss Reserves to Loans 0.80%
Risk-Based Capital Ratio 12.91
Liquidity United Minnesota Bank
New London, MN
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Hot Money Ratio 18.80%
Liquidity Ratio 18.12%
Profitability United Minnesota Bank
New London, MN
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5-Year Return on Average Assets 0.84%
Net Income 435.00K
Net Interest Spread 4.80%
Operating Profit to Average Assets 1.99%
Overhead Efficiency Ratio 56.46%
Return on Assets 1.61%
Return on Equity 21.16%