D
United Minnesota Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Minnesota Bank
New London, MN
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Rating D
Asset Quality Index 6.40
Capitalization Index 5.90
Liquidity Index 0.60
Profitability Index 4.40
Stability Index 2.60
Company Info United Minnesota Bank
New London, MN
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FDIC Number 10567
Phone Number (320) 354-2277
Website www.umbnl.com
Asset Quality United Minnesota Bank
New London, MN
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1-Year Asset Growth 1.80%
5-Year Asset Growth 9.83%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.22%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 2.37%
Non-Performing Loans to Loans 0.06%
Balance Sheet United Minnesota Bank
New London, MN
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Total Assets 49.76M
Total Deposits 45.60M
Capital and Reserves United Minnesota Bank
New London, MN
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Capital 4.04M
Leverage Ratio 8.02
Loan Loss Reserves to Loans 0.93%
Risk-Based Capital Ratio 13.76
Liquidity United Minnesota Bank
New London, MN
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Hot Money Ratio 13.61%
Liquidity Ratio 20.17%
Profitability United Minnesota Bank
New London, MN
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5-Year Return on Average Assets 0.74%
Net Income 516.00K
Net Interest Spread 4.73%
Operating Profit to Average Assets 1.73%
Overhead Efficiency Ratio 59.29%
Return on Assets 1.37%
Return on Equity 17.92%