C
Farmers and Merchants State Bank of Alpha
Alpha,  MN
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
11.15
Return On
Assets
0.62%
Total
Assets
47.39M
Capital
5.27M
Total
Deposits
41.17M
Net
Income
149.00K
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Weiss Ratings Farmers and Merchants State Bank of Alpha
Alpha, MN 		Click to
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Rating C
Asset Quality Index 3.70
Capitalization Index 10.00
Liquidity Index 3.00
Profitability Index 3.50
Stability Index 5.30
Company Info Farmers and Merchants State Bank of Alpha
Alpha, MN 		Click to
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FDIC Number 10571
Phone Number (507) 847-3620
Website www.famstatebankofalpha.com
Asset Quality Farmers and Merchants State Bank of Alpha
Alpha, MN 		Click to
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1-Year Asset Growth 2.89%
5-Year Asset Growth -0.36%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 22.46%
Non-Performing Loans to Loans 0.15%
Balance Sheet Farmers and Merchants State Bank of Alpha
Alpha, MN 		Click to
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Total Assets 47.39M
Total Deposits 41.17M
Capital and Reserves Farmers and Merchants State Bank of Alpha
Alpha, MN 		Click to
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Capital 5.27M
Leverage Ratio 11.15
Loan Loss Reserves to Loans 1.10%
Risk-Based Capital Ratio --
Liquidity Farmers and Merchants State Bank of Alpha
Alpha, MN 		Click to
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Hot Money Ratio 28.28%
Liquidity Ratio 38.45%
Profitability Farmers and Merchants State Bank of Alpha
Alpha, MN 		Click to
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5-Year Return on Average Assets 0.51%
Net Income 149.00K
Net Interest Spread 3.55%
Operating Profit to Average Assets 0.87%
Overhead Efficiency Ratio 75.58%
Return on Assets 0.62%
Return on Equity 5.71%