B
Bank of Franklin
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Franklin
Meadville, MS
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Rating B
Asset Quality Index 6.20
Capitalization Index 10.00
Liquidity Index 2.20
Profitability Index 7.40
Stability Index 5.70
Company Info Bank of Franklin
Meadville, MS
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FDIC Number 10594
Phone Number (601) 384-2305
Website www.bankoffranklin.com
Asset Quality Bank of Franklin
Meadville, MS
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1-Year Asset Growth 7.08%
5-Year Asset Growth 12.21%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.21%
Non-Performing Assets to Assets 1.65%
Non-Performing Loans to Capital 5.60%
Non-Performing Loans to Loans 0.99%
Balance Sheet Bank of Franklin
Meadville, MS
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Total Assets 249.54M
Total Deposits 219.20M
Capital and Reserves Bank of Franklin
Meadville, MS
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Capital 28.89M
Leverage Ratio 12.18
Loan Loss Reserves to Loans 1.36%
Risk-Based Capital Ratio --
Liquidity Bank of Franklin
Meadville, MS
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Hot Money Ratio 20.66%
Liquidity Ratio 26.02%
Profitability Bank of Franklin
Meadville, MS
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5-Year Return on Average Assets 1.42%
Net Income 1.65M
Net Interest Spread 4.62%
Operating Profit to Average Assets 1.72%
Overhead Efficiency Ratio 65.05%
Return on Assets 1.34%
Return on Equity 11.84%