C
UNICO Bank
Rating Date
August 2026
Risk Based
Capital Ratio
13.04
Leverage
Ratio
8.89
Return On
Assets
1.34%
Total
Assets
502.64M
Capital
43.54M
Total
Deposits
456.61M
Net
Income
3.36M
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Weiss Ratings UNICO Bank
Mineral Point, MO 		Click to
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Rating C
Asset Quality Index 2.50
Capitalization Index 6.90
Liquidity Index 0.60
Profitability Index 5.20
Stability Index 5.20
Company Info UNICO Bank
Mineral Point, MO 		Click to
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FDIC Number 10608
Phone Number (573) 438-5421
Website www.unicobank.com
Asset Quality UNICO Bank
Mineral Point, MO 		Click to
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1-Year Asset Growth -2.22%
5-Year Asset Growth 6.76%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 2.00%
Non-Performing Loans to Capital 20.20%
Non-Performing Loans to Loans 2.59%
Balance Sheet UNICO Bank
Mineral Point, MO 		Click to
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Total Assets 502.64M
Total Deposits 456.61M
Capital and Reserves UNICO Bank
Mineral Point, MO 		Click to
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Capital 43.54M
Leverage Ratio 8.89
Loan Loss Reserves to Loans 1.13%
Risk-Based Capital Ratio 13.04
Liquidity UNICO Bank
Mineral Point, MO 		Click to
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Hot Money Ratio 28.84%
Liquidity Ratio 15.34%
Profitability UNICO Bank
Mineral Point, MO 		Click to
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5-Year Return on Average Assets 0.93%
Net Income 3.36M
Net Interest Spread 4.38%
Operating Profit to Average Assets 1.34%
Overhead Efficiency Ratio 69.46%
Return on Assets 1.34%
Return on Equity 15.55%