C
State Bank of Missouri
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings State Bank of Missouri
Concordia, MO
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Rating C
Asset Quality Index 4.60
Capitalization Index 6.70
Liquidity Index 3.40
Profitability Index 5.80
Stability Index 5.00
Company Info State Bank of Missouri
Concordia, MO
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FDIC Number 10623
Phone Number (660) 463-2194
Website www.gostatebank.com
Asset Quality State Bank of Missouri
Concordia, MO
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1-Year Asset Growth -3.17%
5-Year Asset Growth 7.85%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 1.20%
Non-Performing Loans to Capital 12.62%
Non-Performing Loans to Loans 2.08%
Balance Sheet State Bank of Missouri
Concordia, MO
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Total Assets 139.14M
Total Deposits 127.36M
Capital and Reserves State Bank of Missouri
Concordia, MO
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Capital 10.87M
Leverage Ratio 8.68
Loan Loss Reserves to Loans 1.10%
Risk-Based Capital Ratio 18.59
Liquidity State Bank of Missouri
Concordia, MO
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Hot Money Ratio 6.40%
Liquidity Ratio 17.44%
Profitability State Bank of Missouri
Concordia, MO
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5-Year Return on Average Assets 1.04%
Net Income 1.34M
Net Interest Spread 3.51%
Operating Profit to Average Assets 1.59%
Overhead Efficiency Ratio 56.12%
Return on Assets 1.23%
Return on Equity 17.08%