Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.3 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.3 has resulted in Fair (3.9) profitability.
Other Rating Factors:
Fair liquidity 4.0, driven by a liquidity ratio of 51.6 percent and a “hot money” ratio of 10.1 percent. Good current capitalization (6.3 on a scale of 0 to 10) and a capital leverage ratio of 8.3.
Asset Mix:
Cash (36%), home mtgs (22%), securities (9%), consumer loans (6%), comm re (3%), comm loans (3%), other (21%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Steinauer Bancorp
Investment Rating
--
Address
215 Main Street
Steinauer, NE 68441
Steinauer, NE 68441
Phone Number
(402) 869-2211
Year Founded
1888
FDIC Number
Website
Largest Affiliates
No affiliate information available.