D
First Central Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
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Net
Income
Weiss Ratings First Central Bank
Cambridge, NE
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Rating D
Asset Quality Index 0.00
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 3.00
Stability Index 5.60
Company Info First Central Bank
Cambridge, NE
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FDIC Number 10637
Phone Number (308) 697-4344
Website www.firstcentral.com
Asset Quality First Central Bank
Cambridge, NE
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1-Year Asset Growth 9.23%
5-Year Asset Growth 3.93%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans 1.28%
Non-Performing Assets to Assets 6.39%
Non-Performing Loans to Capital 44.04%
Non-Performing Loans to Loans 8.36%
Balance Sheet First Central Bank
Cambridge, NE
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Total Assets 141.81M
Total Deposits 118.32M
Capital and Reserves First Central Bank
Cambridge, NE
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Capital 15.34M
Leverage Ratio 10.97
Loan Loss Reserves to Loans 1.34%
Risk-Based Capital Ratio 13.34
Liquidity First Central Bank
Cambridge, NE
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Hot Money Ratio 33.41%
Liquidity Ratio 11.92%
Profitability First Central Bank
Cambridge, NE
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5-Year Return on Average Assets 1.16%
Net Income 676.00K
Net Interest Spread 4.38%
Operating Profit to Average Assets 0.81%
Overhead Efficiency Ratio 68.98%
Return on Assets 0.65%
Return on Equity 6.03%