D
First Central Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings First Central Bank
Cambridge, NE
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Rating D
Asset Quality Index 0.00
Capitalization Index 9.50
Liquidity Index 0.10
Profitability Index 0.90
Stability Index 5.70
Company Info First Central Bank
Cambridge, NE
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FDIC Number 10637
Phone Number (308) 697-4344
Website www.firstcentral.com
Asset Quality First Central Bank
Cambridge, NE
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1-Year Asset Growth 7.47%
5-Year Asset Growth 3.93%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans 2.26%
Non-Performing Assets to Assets 5.29%
Non-Performing Loans to Capital 43.32%
Non-Performing Loans to Loans 6.72%
Balance Sheet First Central Bank
Cambridge, NE
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Total Assets 142.33M
Total Deposits 120.78M
Capital and Reserves First Central Bank
Cambridge, NE
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Capital 14.87M
Leverage Ratio 10.64
Loan Loss Reserves to Loans 1.17%
Risk-Based Capital Ratio 13.41
Liquidity First Central Bank
Cambridge, NE
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Hot Money Ratio 36.27%
Liquidity Ratio 13.53%
Profitability First Central Bank
Cambridge, NE
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5-Year Return on Average Assets 1.16%
Net Income 0.00
Net Interest Spread 4.12%
Operating Profit to Average Assets -0.01%
Overhead Efficiency Ratio 79.52%
Return on Assets 0.00%
Return on Equity 0.00%