D
First Central Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings First Central Bank
Cambridge, NE
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Rating D
Asset Quality Index 0.00
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 3.70
Stability Index 5.70
Company Info First Central Bank
Cambridge, NE
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FDIC Number 10637
Phone Number (308) 697-4344
Website www.firstcentral.com
Asset Quality First Central Bank
Cambridge, NE
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1-Year Asset Growth 5.90%
5-Year Asset Growth 3.93%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans 3.27%
Non-Performing Assets to Assets 5.03%
Non-Performing Loans to Capital 41.52%
Non-Performing Loans to Loans 6.70%
Balance Sheet First Central Bank
Cambridge, NE
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Total Assets 140.75M
Total Deposits 119.29M
Capital and Reserves First Central Bank
Cambridge, NE
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Capital 15.11M
Leverage Ratio 11.36
Loan Loss Reserves to Loans 0.94%
Risk-Based Capital Ratio 13.21
Liquidity First Central Bank
Cambridge, NE
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Hot Money Ratio 33.46%
Liquidity Ratio 14.88%
Profitability First Central Bank
Cambridge, NE
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5-Year Return on Average Assets 1.16%
Net Income 152.00K
Net Interest Spread 4.10%
Operating Profit to Average Assets 0.51%
Overhead Efficiency Ratio 87.73%
Return on Assets 0.46%
Return on Equity 4.01%