| Weiss Ratings |
The Andover Bank
Andover, OH |
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| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 8.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 3.50 | |||
| Stability Index | 3.80 | |||
| Company Info |
The Andover Bank
Andover, OH |
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| FDIC Number | 10663 | |||
| Phone Number | (440) 293-7256 | |||
| Website | www.andover.bank | |||
| Asset Quality |
The Andover Bank
Andover, OH |
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| 1-Year Asset Growth | 3.52% | |||
| 5-Year Asset Growth | 2.29% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.18% | |||
| Non-Performing Loans to Capital | 1.47% | |||
| Non-Performing Loans to Loans | 0.38% | |||
| Balance Sheet |
The Andover Bank
Andover, OH |
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| Total Assets | 595.10M | |||
| Total Deposits | 553.15M | |||
| Capital and Reserves |
The Andover Bank
Andover, OH |
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| Capital | 38.61M | |||
| Leverage Ratio | 9.63 | |||
| Loan Loss Reserves to Loans | 0.55% | |||
| Risk-Based Capital Ratio | 22.31 | |||
| Liquidity |
The Andover Bank
Andover, OH |
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| Hot Money Ratio | 13.19% | |||
| Liquidity Ratio | 30.14% | |||
| Profitability |
The Andover Bank
Andover, OH |
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| 5-Year Return on Average Assets | 0.81% | |||
| Net Income | 2.34M | |||
| Net Interest Spread | 3.09% | |||
| Operating Profit to Average Assets | 0.79% | |||
| Overhead Efficiency Ratio | 76.83% | |||
| Return on Assets | 0.76% | |||
| Return on Equity | 12.65% | |||