Jonestown Bank and Trust Company, of Jonestown, Pennsylvania

Jonestown, PA

Rating Date

August 2026

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Weiss Ratings	Jonestown Bank and Trust Company, of Jonestown, Pennsylvania Jonestown, PA	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	6.80
Capitalization Index	8.90
Liquidity Index	1.10
Profitability Index	6.30
Stability Index	4.30

Company Info	Jonestown Bank and Trust Company, of Jonestown, Pennsylvania Jonestown, PA	Click to Compare	Click to Compare	Click to Compare
FDIC Number	10677
Phone Number	(717) 865-2112
Website	www.jbt.bank

Asset Quality	Jonestown Bank and Trust Company, of Jonestown, Pennsylvania Jonestown, PA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	3.09%
5-Year Asset Growth	6.34%
5-Year Charge-Offs to Average Loans	0.14%
Charge-Offs to Average Loans	0.10%
Non-Performing Assets to Assets	0.01%
Non-Performing Loans to Capital	0.14%
Non-Performing Loans to Loans	0.01%

Balance Sheet	Jonestown Bank and Trust Company, of Jonestown, Pennsylvania Jonestown, PA	Click to Compare	Click to Compare	Click to Compare
Total Assets	1.01B
Total Deposits	834.82M

Capital and Reserves	Jonestown Bank and Trust Company, of Jonestown, Pennsylvania Jonestown, PA	Click to Compare	Click to Compare	Click to Compare
Capital	103.43M
Leverage Ratio	10.24
Loan Loss Reserves to Loans	1.21%
Risk-Based Capital Ratio	--

Liquidity	Jonestown Bank and Trust Company, of Jonestown, Pennsylvania Jonestown, PA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	17.82%
Liquidity Ratio	11.96%

Profitability	Jonestown Bank and Trust Company, of Jonestown, Pennsylvania Jonestown, PA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.92%
Net Income	7.06M
Net Interest Spread	4.24%
Operating Profit to Average Assets	1.77%
Overhead Efficiency Ratio	60.06%
Return on Assets	1.41%
Return on Equity	14.02%